If you're like me, you've been seeing ads for a site called Rakuten, which bills itself as a site where you can shop your favorite online stores and get cash back.Sounds too good to be true, doesn't it? Is Rakuten a scam? Rakuten = Ebates Rakuten is the rebranding of the website Ebates, a cash back shopping site that's been around for years. I've had an account since 2007. Rakuten purchased Ebates about five years ago, and they're … [Read more...]
7 Proven Ways to Make Money Online
Photo Credits: UnsplashThe internet is full of success stories of people who ventured into the world of online work and ended up earning thousands of dollars in income every month. It sounds too good to be true. But as you will soon find out for yourself, a lot of these stories are true.The internet has made it possible for people to put their skills to work beyond the traditional nine-to-five engagement, and many people have found value … [Read more...]
High Quality Items You Can Buy at the Dollar Store
My mom raised me to be a dollar store shopper. And while I’ll admit that most of the things you manage to get at the dollar store are of terrible quality — there are definitely a few great finds that you can score if you know what you’re looking for. … [Read more...]
THE GUIDE TO OPTING FOR LONG-TERM CARE INSURANCE
If you are active and healthy today, it’s not easy to imagine yourself needing extensive help in the latter part of your life. Also, depending on others isn’t the most pleasant thought. According to the U.S. Department of Health and Human Services foretells that of the Americans who turned 65 in 2015, more than half will need long-term care services. Living longer is one thing but caring for yourself when you are older, … [Read more...]
Maximize Your Credit Card Rewards
I love rewards credit cards. I'm not a hardcore user, one of those people who spends time opening and closing cards to max out benefits, but I have two rewards cards that I use regularly and appreciate the rewards coming to me.In choosing two cards, I picked rewards that would be easiest for me to earn and rewards that I would use. My main card is a Chase Amazon.com Visa. I use Amazon.com a lot, and I have Amazon Prime, so I earn 5% back … [Read more...]
Dow Jones Investing: What’s the Best Way to Buy a Dow J Stock?
You scan the current list of blue-chip stocks on the Dow Jones Industrial Average and find the perfect stock. You're ready to buy it through your broker.But you could be making a mistake if you do.Dow Jones investing is a simple process, but the best way to do it is through ETFs.Moreover, there are better ways to save money as you invest in Dow Jones. For example, shop around for discounted or online brokers.And don't fall into … [Read more...]
What Is An Example of Extortion?
When you think of extortion, what comes to mind?Mob movies where the mobsters rough up local business owners for money in exchange for protection?Or perhaps even top CEOs who are threatened by an employee to expose affairs in exchange for money/promotions?Well, you got it right. Extortion is referred to as “the crime of obtaining money or property by using threats of harm against the victim, or against his property or family.” To be … [Read more...]
Do You Have to Buy a House?
In the personal finance world, it seems like people are always talking about two things - how to buy a house and retirement. You read a lot of tips about how to save enough for a down payment, how to build an emergency fund for repairs, and how to continually improve the value of your house.But what if you don't want to own a home? The Pros of Home Ownership As with most big decisions, there are definitely pros and cons to home ownership. … [Read more...]
Ways to Save Money on a Tight Budget
Trying to save money on a tight budget can be a real challenge. Saving money, in general, is hard but throw in a small budget with limited room to move around can really throw you through a loop. … [Read more...]