If you ever check out your bank's offerings, you have probably seen that your bank offers CDs or Certificates of Deposit. I used to be really big into using CDs as part of my savings plan, but that has changed over the years. That said, with current interest rates as they are, it's time to take another look into saving with CDs. What is a CD? Now obviously, we're not talking about music CDs. CDs are Certificates of Deposit. Essentially, you … [Read more...]
5 Legal Reasons You Should Have an Emergency Fund
It can seem tough to save money for a crisis that might never occur when at the same time, you're struggling to cover your regular monthly bills. However, the COVID-19 pandemic's economic repercussions serve as a stark reminder of how quickly things may go wrong. While pandemics may only happen once every century, a financial disaster can completely destroy even the most well-thought-out budget. Here are five compelling reasons to start an … [Read more...]
Five Highest Celebrity Lawsuit Settlements
We hear a lot about celebrity lawsuits, but often times, we don't hear about the settlements reached, because there are frequently non-disclosure agreements included. But as is often the case, information, or at least estimated information, often gets out. Here are five of the highest celebrity lawsuit settlements. Hulk Hogan - $31 million In 2012, Gawker media published a clip from a video of Hulk Hogan having sex with a woman who wasn't his … [Read more...]
5 Ways to Monetize Your Home and Increase Your Income Streams
Could you use some extra income? We all could, and if you own your own home, you might already have some untapped resources to help make this happen. Monetizing your home can be a great way to increase your income streams and give you financial freedom. With the ever-increasing cost of living, more and more people are looking for ways to supplement their income, and one of the best ways to do this is by monetizing your home. Whether you … [Read more...]
The Essential Insurance Policies You Need for a Comfortable Life
Do you want to live a comfortable life without worrying about the unexpected? If you do, then having the right insurance policies in place is an important part of making that happen. Insurance can help protect your family, your finances, and your possessions from unfortunate events such as accidents, illness, natural disasters, theft and more. … [Read more...]
6 Costs That Are Easy to Save
There are many costs that are easy to save on with a bit of research and effort. Below are some everyday costs that you can reduce with a few simple changes. Using these changes and tips will help you save money on a regular basis and make it easier to reach your financial goals. 1. Groceries Groceries are one of the most common expenses in any household and there are plenty of ways to save money here. Try using coupons when available, buying … [Read more...]
No Spend Month
One of the things I like to do in January is try to do a low or no spend month challenge. Obviously, it's not a true no-spend month, as I am still buying things like electricity and gas for my car, and we're still buying groceries (my toddler would not appreciate not having food, after all). But it's certainly a good challenge. What does "No Spend Month" mean? It can mean whatever you want it to mean. It can truly be a no-spend month, where … [Read more...]
This Is How QR Codes Are Being Used To Scam People
We talk a lot about various internet scams, and I think we're all familiar with the big ones. But did you know that you're also at risk with QR codes? This is how QR codes are being used to scam people. What is a QR Code? A QR (or Quick Response) code is basically a fancy barcode that stores a lot more information than your traditional barcodes that you see on products, and they're usually used with smartphones or other scanners. They've … [Read more...]
Growing Costs in the United States
In recent years, there have been many growing costs in the United States that can impact individuals and businesses. These costs can be caused by a variety of factors, such as inflation, regulatory changes, and rising demand for certain goods or services. Here are a few examples of growing costs in the United States: Infrastructure Infrastructure refers to the systems and structures that support a country's economic and social activities, such … [Read more...]