This week, I got an unsolicited NetSpend debit in the mail. It had my name on it and looked like a normal credit or debit card. Except I didn't open a NetSpend account. So I did some searching to find out why I got a NetSpend card in the mail. Stimulus Money For some people who were receiving stimulus payments from the government, if they didn't have your banking information when it was time for a stimulus, you may have received a NetSpend … [Read more...]
How to Practice Self-Care Without Spending Any Money
If you're feeling burned out lately, you're not alone. According to The American Institute of Stress, up to 33% of surveyed Americans report feeling extremely stressed, and up to 77% report experiencing stress that affects their physical health. Unfortunately, a lot of the self-care activities or routines on social media often cost money, and money isn't always something we can splurge on. Here are a few ways you can reduce stress and practice … [Read more...]
Top Five Funniest Lawsuits Ever Filed In Court
Normally, lawsuits are no laughing matter. But sometimes, people file absolutely ridiculous lawsuits. Here are XXX of the funniest lawsuits ever filed in court. I Look Too Much Like Michael Jordan An Oregon man was so tired of being mistaken for Michael Jordan that he sued Jordan for defamation, permanent injury, and emotional distress. He also sued Phil Knight for promoting Jordan. He argued that he should not have to live his life being … [Read more...]
Water Damage Followup
Last month, I talked about the water damage we found in our house and how the insurance claim worked. Well, we have spent the past month getting repairs done and dealing with the insurance claim. Picking Contractors Any time you have work done on your house, one of the things you have to do is choose a contractor to do the work. Most people will recommend that you talk to multiple contractors and get estimates. Unfortunately, we've had to … [Read more...]
Financial Tips for Newly Married People
As a newly married couple, the last thing you probably want to do is to talk about money. It may sound unromantic and bothersome, but it's a necessary part of securing your finances so that you have a solid foundation on which to set up your family. Read on to see some of the tips you should use for this so that you can effectively save money and secure your financial future. Set Financial Goals Together First of all, you should set aside some … [Read more...]
How to Stay On Top of Your Finances After a Car Accident
After a car accident, it's important to stay on top of your finances. With things like car repair, medical bills, and insurance claims, it can be easy to let your finances get out of control. Here are a few tips to help you stay on top of your finances after a car accident. Call a Lawyer Immediately In most states, you only have three years after a motorcycle accident to file a personal injury claim, so it's important to call a lawyer right … [Read more...]
5 Ways to Stay Fit Without a Gym Membership
According to the U.S. Centers for Disease Control and Prevention, almost 50% of people in the U.S. are actively trying to lose weight. Whether you're looking to lose weight, gain muscle, or improve your heart health, working out is a great way to get your body moving and improve your health (both physically and mentally). However, gym memberships can be expensive, and you may not have the budget to access the workout equipment you want. That … [Read more...]
Is it Worth Buying Unclaimed Packages?
If you spend any time at all on TikTok, you've probably come across this weird trend where people buy unclaimed packages (usually Amazon orders) and open them on video. It's a complete mystery what they might get. Some people have gotten very expensive items, like purses and electronics, other times people get weird vitamins and cheap phone cases. How does this work and is it worth buying unclaimed packages What is an unclaimed … [Read more...]
Budgeting too Tightly
This past month, we've had a lot of expenses. Early in the month, we purchased plane tickets for two upcoming trips in order to lock in a good rate. Our quarterly state and federal estimated taxes were due. Then our house issues began, and we had to pay for plumbers, mold remediation, and repairs. I also had some medical bills come in from an emergency room visit. It was an expensive month. Because of good planning, we didn't have to go … [Read more...]