When you buy a house or rent a new place, there are a lot of expenses you think about - deposits, repairs, moving costs, etc. But you often don't think about one of the most important things in your home - the furniture. Furniture can be very expensive, and rent to own can be even more expensive. But did you know you can actually get furniture for free? Here are some of the best places for finding free furniture. Facebook … [Read more...]
Motley Fool Premium: Is The Investment Advice Worth It?
I’ve been posting my experiences using the Motley Fool Fool Premium service. We’ve covered account setup and recommendations, but one area we haven’t covered here yet is the quality of advice you get from Fool Premium recommendations. And I’m NOT talking about specific stock recommendations, but rather the operating philosophy itself. If Motley Fool services are meant to help an investor--especially a NEW investor--make smart choices about … [Read more...]
Essential Oil MLMs – Why they’re even more dangerous
It’s no secret that I’m generally not a fan of MLMs, or multi-level marketing companies, but I will tolerate a few. I don’t think joining up is a good idea, but things like Thirty-One Bags or Tupperware aren’t pretending to be anything other than a company selling you fabulous things to put other things in. I think most people who sign up to sell are at risk of losing money, of course, but if you want to shop them, that’s not the end of the … [Read more...]
How to Report Foreign Pension Income
Do you know how to report foreign income on your federal tax returns? The Internal Revenue Service has specific requirements for reporting this type of income on your IRS tax forms. What follows is NOT tax advice--you will need to consult a trained tax professional to discuss how you should approach the latest tax laws. You should also know that tax law changes every year and you’ll need a tax professional or an IRS representative to help you … [Read more...]
How Much Interest Does One Million Dollars Earn?
When I started saving for retirement, I wasn't sure how much money I should save, so I set my first milestone at one million dollars. I'm not there yet, but I'm working on it. Of course, the more I save, the more I earn in interest. But if I save one million dollars, how much interest will I earn? How does interest work? How much interest you earn all depends on your interest rate. If you can match the average annual inflation rate, which … [Read more...]
Should You Start a Business During the COVID-19 Pandemic?
With the onset of the COVID-19 pandemic and its adverse impact on the economy, there has been a spike in the popularity of entrepreneurship. Businesses are sprouting like mushrooms in a rainforest on a stormy day. … [Read more...]
COVID-19 Scams & Bogus Coronavirus Cures
Sometimes people ask me what I think about the latest news about COVID-19 scams or related coronavirus breaking news; in the case of some of the most recent nonsense (see below) an eye roll is all I can muster--until you realize that there are plenty of people who don’t think about such things until a scammer is practically knocking on your front door to part you from your money. In November 2020, CNBC.com reported that YouTube banned the One … [Read more...]
How using a Digital Asset Management tool can save your company money
Saving money is something every company seeks to do. For those working in creative or marketing teams, reducing company expenditure means there is potentially more money for remuneration, not to mention the kudos from the CFO’s office. One way a company can potentially save money (and become more efficient) is by using a DAM system. Read on to discover how this can save your company money. … [Read more...]
How to Invest Wisely
Investing wisely sees you looking for the least amount of risk in everything you do. While sometimes it’s worth taking a risk, it’s always important to weigh up the pros and cons of a financial risk first. If it doesn’t pay off, can you afford the loss? Investment is all about planning and research, but also about enjoying the process, too. For many people, investment opportunities are a great way to seek personal reward as well as financial. … [Read more...]