That sinking feeling when your waiter comes with your check and you realize you shouldn’t have ordered that second mac and cheese appetizer is familiar to all of us. Dining out is hard to budget for since you’re probably hungry when you walk into a restaurant. It’s difficult to restrain yourself when the options sound delightful, and your mouth waters at the sight of the food being enjoyed around you. Waiters are taught to carry the food low so … [Read more...]
What to Do With Your Tax Refund
Tax season is just around the corner and if you're lucky, you will receive a tax refund. Now is the perfect time to plan what you will do with your refund. There are few other times in which you will come across extra money that can be invested in your future.Pay Off DebtImage via Flickr by CreditRepairExpert Debt can affect many areas of your life. Not only can it make it difficult to get ahead financially but it can prevent you from … [Read more...]
What Are The Main Purposes Of Short Term Sources Of Funds?
Are you aspiring to start an Arizona business? Congrats! The entrepreneurial journey will be an interesting one. There are points that you will be making insane sales; you might make a few losses, have payment delays and so on. It is very reasonable and a phase every normal business gets to pass from time to time. There are times that you will need funds for operations or even expansion and not have the cash at your disposal. At this point, you … [Read more...]
Why is my tax refund smaller this year?
Ahh, tax season. Everyone's favorite time of year.Okay, to be honest, I actually enjoy the process of doing my taxes. I like sitting down and seeing how the numbers fall out, and how well I estimated my withholdings. My goal is always to break even, meaning that I don't get a huge refund, but I don't owe a large amount either. What is a tax refund? For a lot of people, however, they plan for and look forward to a large tax refund. Last … [Read more...]
8 Ways to Save When Exchanging Foreign Currency
Even in this modern world of charge-it, you still need cash to get around, especially if you are travelling abroad. Yes, you cannot lack a decent place to make your exchange. However, there are currency rates and service fees to consider, as they can put a dent on your account.The key to saving some money when making your foreign exchange is research. Most travellers never research on foreign currency rates or the best ways and places to make … [Read more...]
Have You Started Saving For Retirement?
I think it’s time we have a serious chat about retirement, more specifically saving for retirement. Now, I’m not that old (though I refuse to tell you how old because a true lady never reveals her age #ThanksGrandma) so saving for my retirement is not something that I spend a lot of time thinking about. Which, if you think about it is a little ridiculous considering that when I'm ready to start thinking about it, it will probably be too late. It … [Read more...]
4 Things To Know About Retirement Annuities
Image Credit: Pixabay Retirement is an event that everyone should plan for and look forward to. It is a momentous occasion, as it is a culmination of all your education and hard work paying off, granting you an opportunity to sit back and relax. Unfortunately, for some people retirement isn’t as relaxing as it should be since they fail to adequately plan for it. Many people don’t save their money or invest it into any retirement options, leaving … [Read more...]
Moving Tips from Professional Services in Chicago, IL
The best way to move heavy furniture, safes, or pianos is to make sure that those who move them uses their wits more than their muscles. First, you need to make sure that there is enough space in your home or stairwell to allow them to pass through. This is to avoid scratches on the parquet, walls or doors. They should plan the strategy for moving a piano, safe or other bulky furniture as it requires patience and specialized care in handling it. … [Read more...]
What happens when you pay off your car loan?
After taking a hard look at my finances at the end of 2018, I decided that I would take money out of my savings account to finally pay off my car loan. If I continued with my accelerated payment schedule, I would have paid it off over the summer, but I decided I just wanted to be done with it. So I made the final payment the first week of January. I made the payment online, and confirmed over the next few days that my loan balance was now … [Read more...]