With the pandemic crisis in full swing and the possibility of another lockdown looming, people are tightening their belts more than ever before. People are giving up what they see as unnecessary expenses to pinch those pennies. However, there are some things that, though deemed unnecessary, you really would like to keep in your life, such as that Starbucks coffee every morning or the ability to watch more than three channels on your TV. To … [Read more...]
How to Buy a Car While Living Paycheck to Paycheck
If every bill you receive gives you anxiety, you don’t quite know where all your money goes and you just can’t seem to get ahead, then you’re living paycheck to paycheck. If it’s time for a new car, whether you need to upgrade, buy your first or your current ride is out of action, here’s how to buy a car while living paycheck to paycheck. Stop Living Paycheck to Paycheck Easier said than done but there are a couple of things you can start doing … [Read more...]
The Benefits of Downsizing After Your Retirement
As you move into your retirement, you may be looking for a simpler and slower pace for your life. You are finally able to take the time for the things that are really important to you and live a lifestyle that is completely of your own choosing. One of the major steps you can take after retiring is downsizing your home. In years past, your home may have been a great fit for you and and your family. As you move into retirement you are likely … [Read more...]
How To Choose Your Bankruptcy Lawyer
Bankruptcy is one of the few things in life which we do not ever want or hope to experience. However for some, bankruptcy is not so farfetched. It is of utmost importance that a person knows or learns about things like how to handle money effectively and how to invest mindfully. This is the key to financial stability. According to a 2005 study, almost 46% of reported bankruptcies were directly or indirectly caused by expensive medical … [Read more...]
It’s Time For Gen X To Plot A Retirement Blueprint
As Generation X prepares for the final stages of retirement planning, it’s important to revisit their financial plans. Those born between 1965 and 1980 experienced the explosion of personal computers, so it’s no coincidence that technology plays a big part in planning for a secure future. People in this generation aren’t ready to slow down yet, but as the oldest reach the threshold for a ten-year window to retirement, it’s a good time to check … [Read more...]