I don't know about you, but I'm always looking for ways to increase my savings. Sometimes that means cutting back on spending, but the easiest way to increase your savings is to bring in more money. Side gigs are all the rage right now, and did you know that one of your options is to get paid to type what you hear? That's right, transcription is incredibly important, and here are some ways you can get started. How Does Transcription … [Read more...]
New Year’s Financial Goals for 2021
I don't know about you, but I'm ready for 2021 to be over so we can move on to bigger and better things. A lot of the goals I set for myself in 2020 ended up not being achievable due to the pandemic. I was lucky enough to stay employed, so my financial goals mostly stayed intact, though a few changed. My vacation was canceled, so I focused on building up my savings, for example. But now it's time to look at some New Year's Financial Goals for … [Read more...]
Best Places for Finding Free Furniture
When you buy a house or rent a new place, there are a lot of expenses you think about - deposits, repairs, moving costs, etc. But you often don't think about one of the most important things in your home - the furniture. Furniture can be very expensive, and rent to own can be even more expensive. But did you know you can actually get furniture for free? Here are some of the best places for finding free furniture. Facebook … [Read more...]
Essential Oil MLMs – Why they’re even more dangerous
It’s no secret that I’m generally not a fan of MLMs, or multi-level marketing companies, but I will tolerate a few. I don’t think joining up is a good idea, but things like Thirty-One Bags or Tupperware aren’t pretending to be anything other than a company selling you fabulous things to put other things in. I think most people who sign up to sell are at risk of losing money, of course, but if you want to shop them, that’s not the end of the … [Read more...]
How Much Interest Does One Million Dollars Earn?
When I started saving for retirement, I wasn't sure how much money I should save, so I set my first milestone at one million dollars. I'm not there yet, but I'm working on it. Of course, the more I save, the more I earn in interest. But if I save one million dollars, how much interest will I earn? How does interest work? How much interest you earn all depends on your interest rate. If you can match the average annual inflation rate, which … [Read more...]