When we found out we were expecting a baby, one of the first things I did was start looking into what sorts of things we needed and how much it was all going to cost. And I also wanted to know how we could get free baby stuff. After all, as I like to say, free is my favorite price! Free Registry Gift Bags The first and easiest way that I have found to get free baby stuff is through free registry gift bags. Basically, these companies want you … [Read more...]
How to Live Without Health Insurance
Health insurance is great, and if you can, I definitely recommend getting some sort of health insurance, even if it's just catastrophic insurance. But not everyone is in that financial situation, so let's talk about how to live without health insurance. Minor Medical Issues Without Health Insurance I don't know about you, but I've definitely managed to go entire years without needing any sort of minor medical care. (Of course, I do go in for … [Read more...]
How to talk to a live person at the IRS
I have seen a lot of questions recently about how to navigate the IRS's automated phone system so you can talk to a live person at the IRS. While automated systems can be great, sometimes you just need to talk to a human, and it can be hard to figure that out through the IRS's system. Recently, I came across some great information about how to get a live person at the IRS and wanted to make it easily available to you. Remember, IRS phone … [Read more...]
Side Hustles for Immobile Persons
We talk a lot about side hustles on this site, but frequently, those require you to be active. For example, doing lawn work or picking up household chores can be a great way to bring in some extra income. But what about side hustles for immobile persons? Online Survey Sites An easy way to start bringing in a small amount of cash is through online sites where you can be paid to take surveys. Obviously, you're not going to be making a lot of … [Read more...]
Do You Need a Will?
The one thing that most of us don't want to think about is our own demise. I'm young and healthy - I don't want to think about dying. But unfortunately, it's a possibility, and if that happens, I need to make sure that my family is protected. So have you given it some thought? Do you need a will? What Happens If You Don't Have a Will? If you die without a will, everything you own is passed on by the succession rules in your state. That … [Read more...]