I have talked a lot here about MLMs, also known as multi-level marketing businesses or pyramid schemes.  If you've read anything I've written about these in the past, you know that 99% of people who join MLMs end up losing money.  The lucky ones break even.  But knowing all of that, why do people still fall for MLMs? Predatory Marketing I can all but guarantee that you have been solicited by someone in an MLM.  Maybe not to join the MLM, but … [Read more...]

As we're coming up on the end of the year, a lot of charities are reaching out to try to get your donations.  Why the sudden uptick in charitable requests and how should you decide where to donate? End of Year Tax Breaks Why are charities ramping up their request for charitable donations at the end of the year?  A lot of people think that it's because it's the holiday season and people are feeling more generous.  And while that may be true, the … [Read more...]

Scammers are getting incredibly sophisticated.  Currently, one big way that people are trying to scam victims out of their money is by impersonation scams - pretending to be someone else in order to gain your trust and get you to share sensitive information or send money.  Here are four ways to spot an impersonator scammer. Are they threatening immediate action? One way to spot an impersonator scammer is to look at whether or not they're … [Read more...]

One of the biggest tips when talking about how to bring in more money is to pick up a side hustle.  Unfortunately, a lot of times, those side hustles require you to spend some money to start the side hustle.  But not everyone is in a position to spend money to start a side hustle.  So here are five quick side hustles that don't require money. Dog Walking Now that many people who worked from home during the height of the pandemic are returning … [Read more...]