Are you new to being frugal, saving money, and conserving resources? There are plenty of articles online about being newly frugal but unfortunately, they are often filled with non-specific advice like “Eat your own food” and “Don’t be afraid”. But what about some SPECIFIC advice to save money? Here are some of my own personal go-to tricks to save money and live better. Grow Your Own Microgreens What are microgreens? These are basically spouts … [Read more...]
Save using a Wish Farm
I recently learned a great new way to save up for those things on your wishlist. Back in 2017, YNAB introduced the idea of a Wish Farm, and you better believe that I'm officially a Wish Farmer. What is a Wish Farm, how does it work, and how does it differ from a wish list? What is a Wish Farm? We all know what a wish list is - it's a list of things you want. I think many of us started wish lists as letters to Santa. When it comes to saving … [Read more...]
Your Money Problems: Common Money Mistakes People Make
Do you have money problems? There are some common mistakes people make when planning a budget or trying to sort out their bills. Check our list below of bad financial habits to avoid when trying to take control of your finances. Paying Too Much For Housing Are you overspending on rent or your mortgage? Many people read advice that your housing expenses should not take up more than roughly 30% of your income, but in the 21st century, it’s more … [Read more...]
3 Easy Money Challenges to Get Your Finances In Order
Do you need easy money challenges to help you to save money and get your finances in order? While it’s true that you shouldn’t expect a money challenge to solve all of your financial issues, the discipline of these challenges and the creative thinking involved can help you to think differently about your spending habits. Breaking the old bad habits of the past is key to establishing new, healthier spending choices for the future. Here are … [Read more...]
How To Buy A House During COVID-19
Do you need to buy a house during COVID-19? I know not everyone has the luxury of staying put during coronavirus--some need to go house hunting, in spite of the risks associated with in-person transactions. But I know many are aksing themselves how to find a new place to live in a pandemic? Fortunately, the housing industry has evolved to help with online closing procedures, appraisals that do not require the FHA fee appraiser to set inside the … [Read more...]