I have an ancient mattress. It's about 16 years old. General wisdom says you should replace a mattress every 10 years, and I can definitely tell it's past time on this one. I've been lusting after a Sleep Number mattress for years after sleeping on one at a family member's house, but haven't been able to pull the trigger on the money. Finally after a weekend away at a hotel where I slept wonderfully, I decided it was time. Conveniently, … [Read more...]
Saving Money On Travel
What are your favorite tricks you use when you’re interested in saving money on travel? There are many ways to travel affordably if you know how and where to look. Do Your Cheap Travel Homework There are a variety of pricing trends in the travel industry and it’s impossible to keep up with them all. The best thing you can do is to aggressively compare offers for cheap flights, hotel discounts, and rental car deals. When you look at … [Read more...]
Does a Credit Card Rate Matter If You Pay It Off Monthly?
There are a lot of different credit cards out there, and they're all trying to get your business. Now, they don't just allow you to pay for your purchase at a later date, they also offer a myriad of different rewards, from cash back to airline miles to purchase credits at certain stores. But with all of those perks and rewards comes a variety of interest rates, and it tends to be that the better the rewards, the higher the interest rate. If … [Read more...]
The Best Credit Repair Hacks
Where would the best credit repair hacks come from? For our purposes here, the definition of “credit hack” has a lot to do with legal ways to fix your own credit without resorting to having to pay a third party. So who has the best credit repair advice? How about the credit bureaus themselves? The three major credit reporting agencies Equifax, TransUnion, and Experian all have official pages with credit education resources that can help you … [Read more...]
Don’t Make These Four Credit Mistakes
Are you trying to repair your credit? Are you considering a major credit application such as a car or truck loan? Don’t make these four credit mistakes and you will get much better results from your efforts to get a better FICO score. Some credit fundamentals are fairly obvious: always pay on time to raise your credit scores, don’t carry credit card balances close to the maximum, and check your credit report on a regular basis. But after these … [Read more...]