Loans are great things. They allow you to make big purchases and pay them off over time. Sure, we would all love to be able to pay for a car, a house, or an education out of pocket, but a lot of us just don’t have that kind of cash in our accounts. So getting a loan is a great way to increase your purchase power for important items. And if your credit rating is good, you’re likely to get a great rate for your loan. But what if your friend or … [Read more...]
What is the Credit Sesame Phone Number?
As much as I love being able to complete things online, sometimes you just want to be able to pick up the phone and call customer service. And you can't always find the number easily. I went searching for the Credit Sesame phone number recently, and struggled to find it. They certainly don't make it easy, but I'm here to solve that problem for you.Credit Sesame is a site where you can track your credit score for free and get tips on how to … [Read more...]
Is FreeCreditScore.Com a Scam?
Update! From Experian's PR team, apparently, they've changed their scammy ways!"I wanted to clarify that we do indeed offer a free FICO credit score. There is no credit card requested and no required membership to enroll in. Also, in our product freecreditreport.com, an Experian credit report is completely free."I still recommend using annualcreditreport.com. It's free, it's required by law, and there is nothing hidden. You've … [Read more...]
How to Improve Your Credit Score
Credit scores. Mysterious numbers that mean so much when you're trying to get a loan, say for a house or a car, but numbers that a lot of us don't understand. There are a lot of tips out there about how to improve your credit score, and a lot of them are very bad, in my opinion.But first off, what is a credit score?A credit score is a number that analyzes a consumer's credit risk. The higher your score, the less risky it is to loan to … [Read more...]
How to Maintain Good Credit
This post is a contributed post from USA.gov. See their Financial Self-Defense Kit for advice on how to build financial confidence as well as safeguard your finances. “It takes many good deeds to build a good reputation, and only one bad one to lose it.” — Benjamin Franklin Your credit history is your financial reputation. And just like your professional and personal reputations, your credit history takes many years to cultivate, can be … [Read more...]