Are you trying to repair your credit? Are you considering a major credit application such as a car or truck loan? Don’t make these four credit mistakes and you will get much better results from your efforts to get a better FICO score.Some credit fundamentals are fairly obvious: always pay on time to raise your credit scores, don’t carry credit card balances close to the maximum, and check your credit report on a regular basis. But after these … [Read more...]
What You Need to Know About Credit Repair
Credit repair is a confusing issue for some consumers. If you don't consider fixing your credit before a major loan application, you may learn the hard way about one of the most important steps in the credit approval process: checking your credit report before applying.Lenders offer more competitive interest rates and lower down payments to those who have the right credit scores.Are you ready to apply for a major line of credit? If you do … [Read more...]
Why You Should Never Co-sign on a Loan
Loans are great things. They allow you to make big purchases and pay them off over time. Sure, we would all love to be able to pay for a car, a house, or an education out of pocket, but a lot of us just don’t have that kind of cash in our accounts. So getting a loan is a great way to increase your purchase power for important items. And if your credit rating is good, you’re likely to get a great rate for your loan. But what if your friend or … [Read more...]
What is the Credit Sesame Phone Number?
As much as I love being able to complete things online, sometimes you just want to be able to pick up the phone and call customer service. And you can't always find the number easily. I went searching for the Credit Sesame phone number recently, and struggled to find it. They certainly don't make it easy, but I'm here to solve that problem for you.Credit Sesame is a site where you can track your credit score for free and get tips on how to … [Read more...]
Is FreeCreditScore.Com a Scam?
Update! From Experian's PR team, apparently, they've changed their scammy ways!"I wanted to clarify that we do indeed offer a free FICO credit score. There is no credit card requested and no required membership to enroll in. Also, in our product freecreditreport.com, an Experian credit report is completely free."I still recommend using annualcreditreport.com. It's free, it's required by law, and there is nothing hidden. You've … [Read more...]