I’ve been using premium services for investors offered by the Motley Fool and writing about my experiences with the company’s resources, stock picks, investment advice, and tools. So when I write about these, I do it from a unique position--I’m not an expert in picking stocks and I do not invest for a living. In other words, I am a lot like a typical reader who is looking for good information about such investment tools. That means I’m not … [Read more...]
Risks of Having Weak Bank Passwords
What are the risks of having weak bank passwords? Obviously, we’re looking at the hacker community here; white hat hackers warn that complex passwords are a more effective barrier to black hat hackers than you might think, but people who don’t understand the methodology of hacking might not understand why a complex password is better and may be led astray by bad information or fake news about hackers, malware, and virus issues. The dangers are … [Read more...]
How to Report Foreign Pension Income
Do you know how to report foreign income on your federal tax returns? The Internal Revenue Service has specific requirements for reporting this type of income on your IRS tax forms. What follows is NOT tax advice--you will need to consult a trained tax professional to discuss how you should approach the latest tax laws. You should also know that tax law changes every year and you’ll need a tax professional or an IRS representative to help you … [Read more...]
Credit Resources You Should Know About
If you are considering applying for a major line of credit, one thing you should be doing in the weeks and months leading up to that application is using credit resources to improve your credit and keep track of it. I’ve found that it does NOT pay to be in the dark about your credit scores or the contents of your credit report. Why? Because you want to see what your loan officer will see BEFORE she does. You need to think like a lender to make … [Read more...]
Your Money Problems: Common Money Mistakes People Make
Do you have money problems? There are some common mistakes people make when planning a budget or trying to sort out their bills. Check our list below of bad financial habits to avoid when trying to take control of your finances. Paying Too Much For Housing Are you overspending on rent or your mortgage? Many people read advice that your housing expenses should not take up more than roughly 30% of your income, but in the 21st century, it’s more … [Read more...]