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Why Interest Rates Are Rising

March 9, 2021 By Joe Wallace Leave a Comment

In 2020, housing market interest rates hit and remained at historic lows. Government-backed home loans and refinance loans plunged into the low two percent range with a 52-week average for these mortgages and refinance loans at roughly 2.25%.  I wrote about these conditions all through 2020, and the number of people including those in my own family who refinanced their home loans last year or in early 2021 was probably higher than any time in … [Read more...]

Filed Under: current events, debt reduction, economy, interest rates, money, net worth Tagged With: economics, home loan interest rates, interest, money, mortgage, saving advice, saving money

COVID-19 Scams & Bogus Coronavirus Cures

December 8, 2020 By Joe Wallace Leave a Comment

Covid-19 scams

Sometimes people ask me what I think about the latest news about COVID-19 scams or related coronavirus breaking news; in the case of some of the most recent nonsense (see below) an eye roll is all I can muster--until you realize that there are plenty of people who don’t think about such things until a scammer is practically knocking on your front door to part you from your money. In November 2020, CNBC.com reported that YouTube banned the One … [Read more...]

Filed Under: current events, frugality, investing, technology Tagged With: coronavirus, covid, COVID-19, OAN, OAN scam cure, scammers, scams, vacccine, vaccinations

How To Buy A House During COVID-19

August 4, 2020 By Joe Wallace 2 Comments

How To Buy A House During COVID-19

Do you need to buy a house during COVID-19? I know not everyone has the luxury of staying put during coronavirus--some need to go house hunting, in spite of the risks associated with in-person transactions. But I know many are aksing themselves how to find a new place to live in a pandemic? Fortunately, the housing industry has evolved to help with online closing procedures, appraisals that do not require the FHA fee appraiser to set inside the … [Read more...]

Filed Under: budget, credit reports, current events, debt reduction, economy, family, financial fitness, frugality, homes, income stream, investing Tagged With: buy a home, Construction Loan, down payment, home loan rules, mortgage

How to Stock Up for a Pandemic

August 3, 2020 By Megan Smith Leave a Comment

stock up for pandemic

COVID-19 is still hitting the United States hard, and rather than debate what we could have done to prevent getting here, let's look at what we should be doing now to prepare as the second wave begins to build.  Speaking with friends who work in hospitals and infectious disease research, there is big concern that the fall and winter is going to be tough.  People are going to be tired of quarantining, medical professionals are going to be burned … [Read more...]

Filed Under: current events

Selling Online During The Pandemic

July 21, 2020 By Joe Wallace Leave a Comment

Selling Online During The Pandemic

  A lot of people have side hustle gigs that involve selling online via Etsy, eBay, and other platforms. Buying and selling online during a pandemic can still be done safely but there are some important things to remember when you are trying to conduct something close to business as usual. Up Your Customer Fulfilment Game In the age of COVID-19, more people are trying to sell goods and services online. The side hustle is becoming … [Read more...]

Filed Under: computers, current events, economy, employment, financial fitness, frugality, hobbies, income stream, money, net worth, work Tagged With: digital sales, ebay, etsy, online selling, sell online, sell onloine, selling

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