Sometimes, you find yourself in debt and just can’t see a way out. There are companies that will help you with debt relief, but you have to be careful to protect yourself against debt relief scams. What is debt relief? Debt relief generally doesn’t mean that your debt just goes away, contrary to popular belief. Debt relief just makes your debt easier for you to handle. Debt relief can be: Interest rate reductions Changes to credit … [Read more...]
5 Ways Experts Monetize Knowledge
What does it mean to monetize knowledge and what are the ways experts earn money from their experience? There are many ways to do this if you know-how - and learning how is now easier than ever! A word of advice: monetizing your knowledge should be done with care. It is illegal to make unsubstantiated health claims or dispense legal advice without the proper state credentials, and those who make claims that generally cannot be supported find … [Read more...]
Why Interest Rates Are Rising
In 2020, housing market interest rates hit and remained at historic lows. Government-backed home loans and refinance loans plunged into the low two percent range with a 52-week average for these mortgages and refinance loans at roughly 2.25%. I wrote about these conditions all through 2020, and the number of people including those in my own family who refinanced their home loans last year or in early 2021 was probably higher than any time in … [Read more...]
Where To Exchange Saved Coins to Dollar Bills?
Where to exchange saved coins to dollar bills? This is a no-brainer for some, who just use the local branch of their bank, credit union, etc. But banks frequently require their customers to bring in change in rolled form, not loose coins in bags or other containers. This can be, frankly speaking, a right pain in the backside for those who tend to let their loose change pile up until it gets into the $100 or above range. That’s a lot of coins to … [Read more...]
Does Motley Fool Investment Advice Measure Up?
I’ve been using premium services for investors offered by the Motley Fool and writing about my experiences with the company’s resources, stock picks, investment advice, and tools. So when I write about these, I do it from a unique position--I’m not an expert in picking stocks and I do not invest for a living. In other words, I am a lot like a typical reader who is looking for good information about such investment tools. That means I’m not … [Read more...]