Are you new to being frugal, saving money, and conserving resources? There are plenty of articles online about being newly frugal but unfortunately, they are often filled with non-specific advice like “Eat your own food” and “Don’t be afraid”. But what about some SPECIFIC advice to save money? Here are some of my own personal go-to tricks to save money and live better. Grow Your Own Microgreens What are microgreens? These are basically spouts … [Read more...]
Certifications That Can Earn You More Money
Are you interested in certifications that increase earnings? They certainly can help you earn more money; there are many career fields that require or encourage you to get certified in a certain skill or skill set. It’s impossible to write a definitive article on ALL certification programs, but if you are at a crossroads with your career and are looking to move up (or move on) you should consider a number of career fields that require more than … [Read more...]
Your Money Problems: Common Money Mistakes People Make
Do you have money problems? There are some common mistakes people make when planning a budget or trying to sort out their bills. Check our list below of bad financial habits to avoid when trying to take control of your finances. Paying Too Much For Housing Are you overspending on rent or your mortgage? Many people read advice that your housing expenses should not take up more than roughly 30% of your income, but in the 21st century, it’s more … [Read more...]
Buying A Home: Hidden Housing Expenses
I have told many people with ambitions of buying a home to take their time and do their due diligence in learning what it will take to afford and maintain property as an American homeowner. My friends who have purchased their own homes have learned there are pitfalls waiting for if you don’t know where to look. It does not matter if you are buying with a conventional mortgage, a VA home loan, or an FHA mortgage--you'll need to anticipate certain … [Read more...]
3 Easy Money Challenges to Get Your Finances In Order
Do you need easy money challenges to help you to save money and get your finances in order? While it’s true that you shouldn’t expect a money challenge to solve all of your financial issues, the discipline of these challenges and the creative thinking involved can help you to think differently about your spending habits. Breaking the old bad habits of the past is key to establishing new, healthier spending choices for the future. Here are … [Read more...]