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Not All Saving Cash Advice Is Good Advice

February 2, 2021 By Joe Wallace Leave a Comment

saving cash

I read a lot of blogs about saving cash. And one thing I encounter again and again? Terrible advice on how to save money. One blogger I recently had a good laugh at (until I started thinking about how truly awful the advice is) provided a list of suggestions which include--and I kid you not--making your own toilet paper and dumpster diving in a list of “50 Ways To Save Money”. Let’s talk specifically about the bad advice related to getting … [Read more...]

Filed Under: emergency fund, emergency planning, frugality, income stream Tagged With: frugal, frugality, money, saving advice, saving cash, saving money, saving money advice

What Makes a Costco Executive Membership Worth It?

October 21, 2020 By Joe Wallace Leave a Comment

Costco Executive Membership

What makes a Costco executive membership worth it? Naturally much depends on how much you plan to use your Costco membership, but there are other factors to consider. Do you want loyalty program-type rewards for using your membership? Are you hoping to get perks on your travel purchases? Do you like other rewards like discounts or special access to identity protection or similar incentives? Do You Need A Costco Executive Membership? The … [Read more...]

Filed Under: budget, credit cards, debt reduction, economy, emergency planning, frugality, money, shopping Tagged With: costco, Costco Executive Membership, executive membership, shopping

Employment Social Distancing And Remote Work: How To Survive

June 12, 2020 By Joe Wallace Leave a Comment

remote work

  Remote work is the new normal for many industries. Thanks to the coronavirus pandemic, many people who are used to working in a school, library, office, coffee shop, car dealership, or any other “in-person” business are finding themselves having to adjust to working from home. That is definitely NOT NEWS. But what IS news is the notion that the work-from-home and employment social distancing measures everyone hoped would be … [Read more...]

Filed Under: current events, economy, emergency fund, emergency planning, employment, financial fitness, income stream Tagged With: coronavirus, COVID-19, employment, income, pandemic, remote work, telecommute

Las Vegas Set To Reopen Casinos, Other Businesses Remain Closed

May 26, 2020 By Joe Wallace Leave a Comment

Las Vegas Set To Reopen Casinos

With Las Vegas Set to reopen casinos on June 4, 2020, other businesses remain closed. The Governor of Nevada, Steve Sisolak set the date (on a tentative basis) after what has been reported as “two weeks of continued decreases” in new COVID-19 diagnoses and hospitalizations. Reopening Nevada & COVID-19 Case Numbers At the time of this writing, Worldometers.info reports Nevada with having some 7,879 total cases, but following a long Memorial … [Read more...]

Filed Under: current events, economy, emergency planning, financial fitness, frugality, money Tagged With: Blue Apron, coronavirus, COVID-19, Las Vegas, pandemic, PPE, wear a mask

Protect Your Credit To Survive Coronavirus

April 7, 2020 By Joe Wallace Leave a Comment

Protect Your Credit To Survive Coronavirus

That title is pretty sensational, but there are indications in the American economy that credit scores are going to be very important in the era of coronavirus and COVID-19. That’s not based on speculation; mortgage lenders across America are reconsidering their FICO score requirements for home loan approval, making scores in the mid to upper 600 range less of a sure thing for loan approval than they were previously. For the record, FICO … [Read more...]

Filed Under: "stuff", budget, credit cards, credit reports, debt reduction, economy, emergency fund, emergency planning, frugality, income stream, interest rates Tagged With: coronavirus, credit, credit requirements, credit scores, debt, FICO, protect your fico score

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