Should you lend money to your friends or family? Short answer? No.Okay, okay, that's probably not the best way to answer the question. But in general, my policy is that no, I will not lend money to friends or family. Why? Because anytime you lend money, you're taking a risk. Do you really want to mix personal relationships and financial relationships? What happens if the person can't pay you back? Has your friendship just been … [Read more...]
Which Payment App Should I Use?
For a long time, it seemed like PayPal was the primary way to electronically transfer money to your friends. Nowadays, there are a lot of different companies offering what seems like a similar service. So which one should you use? PayPal PayPal is sort of the old standard, the money transfer system that lots of people are familiar with. PayPal gives you a couple different ways to transfer money, which is what makes PayPal a smart choice for … [Read more...]
How to hide a purchase from your husband
In researching MLMs, Multi-Level Marketing companies, I've come across a very concerning trend: sellers encouraging purchasers to hide their purchases from their spouses. (Typically, women hiding purchases from their husbands.) Obviously, this benefits the seller - get the purchaser to spend a whole bunch of money. Who cares if it doesn't fit the family budget? The seller doesn't care - they just want to make more money.Sellers will offer … [Read more...]
How to Talk with Your Parents about Aging and Death
Getting older is just a part of life. As you get older, so do your parents. Eventually, your parents might start needing help. While many children tend to think that the most awkward conversation they have with their parents is about the birds and the bees, having to talk about aging and death can be pretty awkward as well. Still, it is a crucial conversation to have. … [Read more...]
The Holidays Are Coming: Preparing for Christmas
If you haven't noticed by all of the commercials, the holiday season is on its way. That's right, the time when we celebrate family and friends and faith... and oh yes, presents.Don't get me wrong - I love the gifting part of Christmas. I love giving gifts (and let's be honest, who doesn't enjoy receiving gifts). I actually love going overboard for people. To me, it's part of the fun.But that doesn't mean breaking the bank.If … [Read more...]