Do you need to buy a house during COVID-19? I know not everyone has the luxury of staying put during coronavirus--some need to go house hunting, in spite of the risks associated with in-person transactions. But I know many are aksing themselves how to find a new place to live in a pandemic? Fortunately, the housing industry has evolved to help with online closing procedures, appraisals that do not require the FHA fee appraiser to set inside the … [Read more...]
Save Money with a Micro Wedding
With the COVID-19 pandemic, many couples are being forced to cancel and reschedule their large weddings. Because of attendance limits, some couples are opting to have what are known as micro weddings. But micro weddings aren't just for people who can't have a large wedding. Micro weddings are for anyone who wants a smaller, more intimate event, and of course, you can definitely save money with a micro wedding. What is a Micro Wedding? A … [Read more...]
Surviving COVID-19: Simple Rules, Observations
Here is a list of survival tactics you should be using to weather the COVID-19 pandemic. Plenty of pundits are trying to politicize this global health crisis; what follows has absolutely NOTHING to do with politics and EVERYTHING to do with the survival (financial and otherwise) of you and your loved ones. Articles like this should not be necessary given the amount of publicity and information sharing about coronavirus. But after two weeks of … [Read more...]
Talking About Money With Your Significant Other
My partner and I are in the process of combining households, and with that comes a very scary conversation - money. We're planning a future together, and we both know that money is one of the major reasons couples fight, so we're trying to figure out the best way to handle money. There are a lot of different ways to handle money in a relationship. The obvious ones are: Combine everything Keep separate accounts and split bills … [Read more...]
Hierarchy of Savings – What Should Come First?
It can be difficult to establish a hierarchy of savings. What should come first when you are paying yourself? Three basic areas represent parts of your life that need financial attention; your retirement fund, your money set aside for emergencies, and debt repayment. The last one doesn’t sound like you are paying yourself--at first. But debt management is an important part of establishing financial freedom. Emergency Fund: A Savings Account You … [Read more...]