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DoorDash, GrubHub, and Instacart: The True Cost of Home Delivery

March 31, 2021 By Joe Wallace Leave a Comment

home delivery

Home delivery services are expensive. Ever do the math on those grocery delivery services and fast-food deliveries? The numbers aren’t too pleasing, as we’ll explore below. During the pandemic, I have used delivery services extensively in an effort to avoid crowds, especially with the small, but highly visible number of clueless mask deniers who insist on spreading their lack of science comprehension to the rest of us. In my hometown, those … [Read more...]

Filed Under: coupons, food, frugality Tagged With: delivery charges, delivery service, doordash, frugality, grubhub, home delivery, instacart

How Does Bank of America’s ‘Keep the Change Program Work?

December 1, 2020 By Joe Wallace Leave a Comment

How Does Bank of America's 'Keep the Change Program Work?

How does the Bank Of America Keep The Change program work? This is a type of rewards program that rounds up the amounts of your purchases on qualifying debit cards and transfers the amount rounded up to a Bank of America savings count of your choice. Bank of America describes this as a way to use “everyday purchases as part of your savings plan”. This program, aimed at consumers and not businesses, offers a fun, low-key way to save extra … [Read more...]

Filed Under: debt reduction, economy, financial fitness, food, frugality, investing, money, net worth Tagged With: Bank of America, banking, BofA, Keep the Change, mobile banking, money challenge

Are You Newly Frugal?

September 22, 2020 By Joe Wallace Leave a Comment

are you newly frugal

Are you new to being frugal, saving money, and conserving resources? There are plenty of articles online about being newly frugal but unfortunately, they are often filled with non-specific advice like “Eat your own food” and “Don’t be afraid”. But what about some SPECIFIC advice to save money? Here are some of my own personal go-to tricks to save money and live better. Grow Your Own Microgreens What are microgreens? These are basically spouts … [Read more...]

Filed Under: budget, coupons, debt reduction, economy, financial fitness, food, frugality Tagged With: coffee, Epic Gardening, frugal, frugality, microgreens, newly frugal, pastry, Tasty app

What Can You Gain From A No-Restaurant Challenge?

March 31, 2020 By Joe Wallace Leave a Comment

no-restaurant challenge

What can you gain from taking a no-restaurant challenge? That may seem pretty obvious in the age of COVID-19 and the coronavirus, but one day the current lockdown will end, restaurants will re-open for dine-in visits, and the age of all-carryout / all-delivery restrictions will end. In the meantime, plenty of people are relying heavily on delivery and take-out orders. When you think about going restaurant-free to take this challenge, it’s easy … [Read more...]

Filed Under: budget, food, health, healthy living, hidden fees, income stream, savings, simplifying Tagged With: challenge, food savings, frugal, heart health, money, no-restaurant challenge, saving

How To Recover From Holiday Spending

December 19, 2019 By Joe Wallace Leave a Comment

recover from holiday spending

Holiday spending is stressful, and many Americans overextend their credit cards, take credit card cash advances, and apply for new credit during their holiday shopping. How can you recover from all of the money you spent on Christmas presents or similar shopping “obligations”? The Simple Start: New Year Austerity Measures? Some people cannot afford to spend much after the holiday season, others choose not to purchase. No matter whether you’re … [Read more...]

Filed Under: credit cards, debt reduction, economy, financial fitness, food, frugality, healthy living Tagged With: cash credit or debit, Christmas budget, christmas spending, credit card application, debit, debt, holiday debt, save money

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