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How Does Bank of America’s ‘Keep the Change Program Work?

December 1, 2020 By Joe Wallace Leave a Comment

How Does Bank of America's 'Keep the Change Program Work?

How does the Bank Of America Keep The Change program work? This is a type of rewards program that rounds up the amounts of your purchases on qualifying debit cards and transfers the amount rounded up to a Bank of America savings count of your choice. Bank of America describes this as a way to use “everyday purchases as part of your savings plan”. This program, aimed at consumers and not businesses, offers a fun, low-key way to save extra … [Read more...]

Filed Under: debt reduction, economy, financial fitness, food, frugality, investing, money, net worth Tagged With: Bank of America, banking, BofA, Keep the Change, mobile banking, money challenge

Are You Newly Frugal?

September 22, 2020 By Joe Wallace Leave a Comment

are you newly frugal

Are you new to being frugal, saving money, and conserving resources? There are plenty of articles online about being newly frugal but unfortunately, they are often filled with non-specific advice like “Eat your own food” and “Don’t be afraid”. But what about some SPECIFIC advice to save money? Here are some of my own personal go-to tricks to save money and live better. Grow Your Own Microgreens What are microgreens? These are basically spouts … [Read more...]

Filed Under: budget, coupons, debt reduction, economy, financial fitness, food, frugality Tagged With: coffee, Epic Gardening, frugal, frugality, microgreens, newly frugal, pastry, Tasty app

What Can You Gain From A No-Restaurant Challenge?

March 31, 2020 By Joe Wallace Leave a Comment

no-restaurant challenge

What can you gain from taking a no-restaurant challenge? That may seem pretty obvious in the age of COVID-19 and the coronavirus, but one day the current lockdown will end, restaurants will re-open for dine-in visits, and the age of all-carryout / all-delivery restrictions will end. In the meantime, plenty of people are relying heavily on delivery and take-out orders. When you think about going restaurant-free to take this challenge, it’s easy … [Read more...]

Filed Under: budget, food, health, healthy living, hidden fees, income stream, savings, simplifying Tagged With: challenge, food savings, frugal, heart health, money, no-restaurant challenge, saving

How To Recover From Holiday Spending

December 19, 2019 By Joe Wallace Leave a Comment

recover from holiday spending

Holiday spending is stressful, and many Americans overextend their credit cards, take credit card cash advances, and apply for new credit during their holiday shopping. How can you recover from all of the money you spent on Christmas presents or similar shopping “obligations”? The Simple Start: New Year Austerity Measures? Some people cannot afford to spend much after the holiday season, others choose not to purchase. No matter whether you’re … [Read more...]

Filed Under: credit cards, debt reduction, economy, financial fitness, food, frugality, healthy living Tagged With: cash credit or debit, Christmas budget, christmas spending, credit card application, debit, debt, holiday debt, save money

Where Do Kids Eat Free on Wednesdays?

March 12, 2018 By Megan Smith 2 Comments

where do kids eat free on wednesdays

Dining out is expensive. Children are expensive.  But sometimes, you just don't feel like cooking, and you still have to feed your kids.  So let's say it's Wednesday and you just can't bring yourself to cook and you don't want to order pizza again.  Where can you go that your kids will eat free on Wednesdays? Growing up, there was one night a week that a local restaurant had a "pay by the pound" deal, where kids ate for the cost of their … [Read more...]

Filed Under: food

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