food

home delivery

DoorDash, GrubHub, and Instacart: The True Cost of Home Delivery

Home delivery services are expensive. Ever do the math on those grocery delivery services and fast-food deliveries? The numbers aren’t too pleasing, as we’ll explore below. During the pandemic, I have used delivery services extensively in an effort to avoid crowds, especially with the small, but highly visible number of clueless mask deniers who insist …

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How Does Bank of America's 'Keep the Change Program Work?

How Does Bank of America’s ‘Keep the Change Program Work?

How does the Bank Of America Keep The Change program work? This is a type of rewards program that rounds up the amounts of your purchases on qualifying debit cards and transfers the amount rounded up to a Bank of America savings count of your choice. Bank of America describes this as a way to …

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are you newly frugal

Are You Newly Frugal?

Are you new to being frugal, saving money, and conserving resources? There are plenty of articles online about being newly frugal but unfortunately, they are often filled with non-specific advice like “Eat your own food” and “Don’t be afraid”. But what about some SPECIFIC advice to save money? Here are some of my own personal …

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no-restaurant challenge

What Can You Gain From A No-Restaurant Challenge?

What can you gain from taking a no-restaurant challenge? That may seem pretty obvious in the age of COVID-19 and the coronavirus, but one day the current lockdown will end, restaurants will re-open for dine-in visits, and the age of all-carryout / all-delivery restrictions will end. In the meantime, plenty of people are relying heavily …

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recover from holiday spending

How To Recover From Holiday Spending

Holiday spending is stressful, and many Americans overextend their credit cards, take credit card cash advances, and apply for new credit during their holiday shopping. How can you recover from all of the money you spent on Christmas presents or similar shopping “obligations”? The Simple Start: New Year Austerity Measures? Some people cannot afford to …

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