Why is it a bad idea to apply for a subprime loan? What follows is not MY advice, but rather the advice from credit reporting agencies like Experian, and from government watchdog agencies like the Consumer Financial Protection Bureau. I preface today's article with that disclaimer because I want the message to be clear; applying for a subprime loan is something most consumers should think twice about doing. And that is according to the … [Read more...]
Simple Ways To Save Money In 2020
Do you need some simple ways to save money in 2020? There are many ways to save money but the hardest thing to do sometimes is just to get started with the first deposit. As with any big task that seems a bit too overwhelming to tackle, getting your money-saving routines started can be simpler than you realize. Start with the smallest, most easy-to-accomplish task and move ahead from there. In this case, one of the easiest things to do is to … [Read more...]
How To Recover From Holiday Spending
Holiday spending is stressful, and many Americans overextend their credit cards, take credit card cash advances, and apply for new credit during their holiday shopping. How can you recover from all of the money you spent on Christmas presents or similar shopping “obligations”? The Simple Start: New Year Austerity Measures? Some people cannot afford to spend much after the holiday season, others choose not to purchase. No matter whether you’re … [Read more...]
Saving Money In The 2020 Economy
Do you need to save more money in the 2020 economy? There are some developments in the last days of 2019 that will have an effect on some aspects of life, while other money-saving ideas are tried-and-true, but need an update for the 21st century. You can add to your savings in the new year with a few simple tricks. Home Owners And House Hunters There have been many articles written about how amazing 2019 was for home buyers, those who want to … [Read more...]
Should You Join The Military To Pay For College?
Should you join the military to pay for college? Many are tempted, especially in the wake of the passage of the Forever GI Bill. At the time of this writing, that modification to the military’s education benefits means more education options for the service member. They include the ability to transfer GI Bill benefits to a qualifying spouse or child, and the housing allowance paid to those who attend in-person classes (or a reduced stipend for … [Read more...]