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5 Ways to Stay Fit Without a Gym Membership

October 10, 2022 By Erin Leave a Comment

According to the U.S. Centers for Disease Control and Prevention, almost 50% of people in the U.S. are actively trying to lose weight. Whether you're looking to lose weight, gain muscle, or improve your heart health, working out is a great way to get your body moving and improve your health (both physically and mentally). However, gym memberships can be expensive, and you may not have the budget to access the workout equipment you want. That … [Read more...]

Filed Under: frugality

The Secret Weapon When Buying a Home

April 27, 2021 By Joe Wallace Leave a Comment

buying a home

Not all borrowers can take advantage of the secret weapon when buying a home, but those who do find big savings up front. In 2021, real estate sales have gone through the roof. You will read articles about this, but some of these articles leave out a crucial detail about WHY house prices are going crazy in 2021. Why Is There a Real Estate Seller’s Market You’ll read the term “seller’s market”, and you will read about how interest rates have … [Read more...]

Filed Under: economy, frugality, homes Tagged With: buy a home, buying a home, down payment assistance, home buyer, real estate

How To Make Money at a Farmers Market

April 20, 2021 By Joe Wallace Leave a Comment

How To Make Money at a Farmers Market

Do you want to make money at a farmers market? You’ll read a lot of advice on how to do so, but a lot of what’s out there focuses on what kinds of things to sell at the market. Not so much on what it takes to make the sale once you have found a buyer interested in what you are selling. It’s fairly obvious that in order to make money at a farmer’s market you have to sell unique crops, provide interesting varieties of popular crops, and try to … [Read more...]

Filed Under: economy, frugality, income stream Tagged With: diversify income, farmers market, how to make money at a farmers market, income streams, make money

What Does It Mean To Be Semi-Retired

April 6, 2021 By Joe Wallace Leave a Comment

What does it mean to be semi-retired? That will depend greatly on who you ask; semi-retired for a professional basketball player might mean no game playing but plenty of on-air appearances on pre-game shows, post-game wrapups, and the like. But a semi-retired military person might have a military retirement check coming every month but still work full or part time for a government agency as a Civil Service employee, a worker at an AAFES … [Read more...]

Filed Under: economy, frugality, income stream Tagged With: income, money, semi retired, semi retirement, semiretired, taxes

DoorDash, GrubHub, and Instacart: The True Cost of Home Delivery

March 31, 2021 By Joe Wallace Leave a Comment

home delivery

Home delivery services are expensive. Ever do the math on those grocery delivery services and fast-food deliveries? The numbers aren’t too pleasing, as we’ll explore below. During the pandemic, I have used delivery services extensively in an effort to avoid crowds, especially with the small, but highly visible number of clueless mask deniers who insist on spreading their lack of science comprehension to the rest of us. In my hometown, those … [Read more...]

Filed Under: coupons, food, frugality Tagged With: delivery charges, delivery service, doordash, frugality, grubhub, home delivery, instacart

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