What changes in student loans could come under Joe Biden’s presidency? Some are already speculating about student loan bailouts, loan forgiveness, and even a reduced need to apply for more student loans in the future. What are the potential changes? Keep in mind that this article is speculative--it is not breaking news, but rather what many consider as potential in 2021. Student Loans Under Joe Biden’s Presidency President-elect Biden has a … [Read more...]
Best Places for Finding Free Furniture
When you buy a house or rent a new place, there are a lot of expenses you think about - deposits, repairs, moving costs, etc. But you often don't think about one of the most important things in your home - the furniture. Furniture can be very expensive, and rent to own can be even more expensive. But did you know you can actually get furniture for free? Here are some of the best places for finding free furniture. Facebook … [Read more...]
COVID-19 Scams & Bogus Coronavirus Cures
Sometimes people ask me what I think about the latest news about COVID-19 scams or related coronavirus breaking news; in the case of some of the most recent nonsense (see below) an eye roll is all I can muster--until you realize that there are plenty of people who don’t think about such things until a scammer is practically knocking on your front door to part you from your money. In November 2020, CNBC.com reported that YouTube banned the One … [Read more...]
How Does Bank of America’s ‘Keep the Change Program Work?
How does the Bank Of America Keep The Change program work? This is a type of rewards program that rounds up the amounts of your purchases on qualifying debit cards and transfers the amount rounded up to a Bank of America savings count of your choice. Bank of America describes this as a way to use “everyday purchases as part of your savings plan”. This program, aimed at consumers and not businesses, offers a fun, low-key way to save extra … [Read more...]
What Makes a Costco Executive Membership Worth It?
What makes a Costco executive membership worth it? Naturally much depends on how much you plan to use your Costco membership, but there are other factors to consider. Do you want loyalty program-type rewards for using your membership? Are you hoping to get perks on your travel purchases? Do you like other rewards like discounts or special access to identity protection or similar incentives? Do You Need A Costco Executive Membership? The … [Read more...]