Down payment facts for home buyers are incredibly important; these aspects of buying and paying for a home may be glossed over in the planning stages during the initial excitement over potentially owning a home.But once a first-time home buyer starts running the numbers and figuring out how much down might be required on a conventional or FHA mortgage, it’s a sure bet that if down payment help is available it will be used.Do you know what … [Read more...]
How to Buy a Car While Living Paycheck to Paycheck
If every bill you receive gives you anxiety, you don’t quite know where all your money goes and you just can’t seem to get ahead, then you’re living paycheck to paycheck. If it’s time for a new car, whether you need to upgrade, buy your first or your current ride is out of action, here’s how to buy a car while living paycheck to paycheck. Stop Living Paycheck to Paycheck Easier said than done but there are a couple of things you can start doing … [Read more...]
High Quality Items You Can Buy at the Dollar Store
My mom raised me to be a dollar store shopper. And while I’ll admit that most of the things you manage to get at the dollar store are of terrible quality — there are definitely a few great finds that you can score if you know what you’re looking for. … [Read more...]
Millennials: Living Frugal and Enjoying Life
Millennials in the 30-something club are getting smarter than previous generations such as the Baby Boomers, who learned the hard way that taking on enormous debt and spending everything they made set them up for almost certain financial ruin. Today a larger part of this generation of adults and parents of young children choose to experience life first, have children later and manage money smartly.Types of LoansMillennials are not all … [Read more...]
Benefits of Living a Frugal Life on Purpose
Simple living and financial independence does not have to do with depriving yourself of money or things. Actually, living a frugal life on purpose can be quite beneficial. Living a frugal lifestyle is all about spending the money that you do have and earn with purpose towards a specific goal such as paying off debt or whatever else that will lead to ultimate happiness. According to an frugal article, being frugal has plenty of benefits that don’t … [Read more...]