Why are people hoarding toilet paper during the coronavirus outbreak? This is a phenomenon that is not uncommon in situations that require restricted movement, quarantines, or other unusual measures to contain a problem like a viral outbreak. There is a lot of derision over the panic buying of hand sanitizer, face masks, and toilet paper...what are the underlying causes? Fear Of Prolonged Problems Of all the reasons why people start panic … [Read more...]
How to Protect Yourself from Wuhan Coronavirus
Right now, a lot of the news is covering Wuhan Coronavirus, which is a new coronavirus currently infecting thousands of people around the world. It was first identified in Wuhan, the capital of Hubei province in China. While this virus isn’t necessarily fatal, it has killed a significant number of people, and since there is no cure or vaccine, people are understandably nervous and wondering what they can do to protect … [Read more...]
When You Can’t Pay Your Medical Bills
Say you're going in for surgery. You've done your research, your doc is among the best in the biz, and just as importantly, you've made sure that your insurance will cover the surgery. Your doctor is covered, your hospital is covered, and while you have a copay, you should be able to get through this with minimal expense. And then a few weeks after surgery, the bills start to arrive. Your surgeon was in-network, your hospital was … [Read more...]
Billie Razor Review
Over the past few weeks, I noticed a new ad popping up on my Instagram account for a women’s razor club called Billie. Their advertising campaign focuses on the “pink tax,” money that women have to pay for items that men pay way less for. I agree that razors are stupidly expensive, so I decided to check them out. Was this product really worth it? This is not a compensated review at all - Billie has no idea who I am. I’m just someone who … [Read more...]
Health Insurance – Deductible vs. Out-of-Pocket Max
This has been an interesting year for me. I’m typically relatively healthy. My medical bills are usually just an annual physical, an annual skin check, and an annual “well woman” exam. I take a few prescriptions, but all are generic, so the cost is extremely minimal. So due to that, it’s been a few years since I’ve taken a good look at my health insurance coverage. Now don’t get me wrong - every year, when changes are made to the plan, I … [Read more...]