We've all heard the stories. You go to the hospital to have a planned procedure. You've checked your insurance and the hospital is covered. Your doctor is covered. Everything is in network, so you shouldn't have any major bills. And then you get a surprise bill because for some reason, the anesthesiologist for your surgery isn't in network for you, even though the hospital is, and suddenly you owe thousands of dollars. You did everything … [Read more...]
How to Negotiate Medical Bills
Even if you have good insurance, sometimes you end up getting hit with a surprise medical bill, much higher than you expected. It can be frustrating - you do your research, you check to be sure that your procedure is covered, and all looks good... and then it turns out the anesthesiologist used by the hospital is out of network for you and not covered. Or worse, you have an accident and don't have a choice of what hospital you land at, and end … [Read more...]
ROI of Investing in Your Mental Health
We talk a lot about investment and return on investment (ROI) in finances. We also talk about investing in yourself, such as spending money on your education. But what about mental health? Is there an ROI of mental health investment? What is Mental Health Investment? Mental health investment can come in many forms. When we think of investing, we often think of money, and investing in your mental health may have a financial … [Read more...]
Surviving COVID-19: Simple Rules, Observations
Here is a list of survival tactics you should be using to weather the COVID-19 pandemic. Plenty of pundits are trying to politicize this global health crisis; what follows has absolutely NOTHING to do with politics and EVERYTHING to do with the survival (financial and otherwise) of you and your loved ones. Articles like this should not be necessary given the amount of publicity and information sharing about coronavirus. But after two weeks of … [Read more...]
Tips for Working From Home During COVID-19
Like a lot of people, I have been working from home during the COVID-19 pandemic. I'm incredibly lucky to have a job that I can still do at home, but as many of you know, that doesn't mean it's been easy. Here are some tips for working at home during COVID-19 that I have learned. Acknowledge that this is hard I recently heard from a coworker that we should remember that we aren't just working from home, we're working from home during a … [Read more...]