There are many different types of advice and money-saving tips for the spouses and children of veterans. But not all of them direct people to one of the most obvious sources of help available to those living stateside. Especially when the military spouse is deployed or assigned overseas. What are these saving tips? For a start, it helps to create a personal and family budget before exploring these options. You want to know how any of these … [Read more...]
Car Insurance Deductibles: How Much Can You Afford?
Do you know how much you can afford when it comes to setting car insurance deductibles? There are many things to consider when trying to sort out your car insurance options. It is best to go into that process knowing as many of your options as possible. The Variables Setting your car insurance deductibles means examining several areas of your personal finances. That includes your money needs, emergency fund, your current amount of disposable … [Read more...]
Can You Do All of Your Banking Online?
When you're looking at where to bank, you have a lot of options. In the old days, you would take your money to the local banker. Now it seems like all of those little local banks have been bought out by big banks. And thanks to the proliferation of online banking and ATMs, it's rare that we even need to go into those banks. In fact, I'm not sure when I last went into the branch of my bank. Many people have begun opening accounts with online … [Read more...]
Government-Backed Mortgages Vs Conventional Home Loans
Do you know the difference between a conventional mortgage and a government-backed home loan such as an FHA loan, VA mortgage, or USDA home loan? There are two big areas some are concerned with; those areas are down payments and mortgage insurance. We’re looking at the differences between conventional and government-backed home loans with this in mind since a home loan down payment and the insurance you’ll need over the course of the loan are … [Read more...]
Military Benefits: not Just for Those in Uniform
Military benefits are not just for those in uniform; military spouses and what the military calls “dependents children” are also eligible for money-saving benefits that may apply to both officer and enlisted members as well as their immediate family. Pay And Benefits For Families At the most basic level, those who enter the military with a family or start one after joining the Air Force, Army, Navy, Marine Corps, or Coast Guard get benefits … [Read more...]