What does it mean to monetize knowledge and what are the ways experts earn money from their experience? There are many ways to do this if you know-how - and learning how is now easier than ever! A word of advice: monetizing your knowledge should be done with care. It is illegal to make unsubstantiated health claims or dispense legal advice without the proper state credentials, and those who make claims that generally cannot be supported find … [Read more...]
Why Interest Rates Are Rising
In 2020, housing market interest rates hit and remained at historic lows. Government-backed home loans and refinance loans plunged into the low two percent range with a 52-week average for these mortgages and refinance loans at roughly 2.25%. I wrote about these conditions all through 2020, and the number of people including those in my own family who refinanced their home loans last year or in early 2021 was probably higher than any time in … [Read more...]
Motley Fool Stock Picks: What You Should Know
I’ve been writing about my experiences with Motley Fool Premium and over the past several months we’ve discussed the basics of using Motley Fool Premium services. A lot of people write about companies like Fool.com, discussing what happened when they took the investment advice of the company. I’ve done my own version of this, and others do too. One blogger posted about her experiences investing in a company called Zoom Video on a Fool.com tip … [Read more...]
Risks of Having Weak Bank Passwords
What are the risks of having weak bank passwords? Obviously, we’re looking at the hacker community here; white hat hackers warn that complex passwords are a more effective barrier to black hat hackers than you might think, but people who don’t understand the methodology of hacking might not understand why a complex password is better and may be led astray by bad information or fake news about hackers, malware, and virus issues. The dangers are … [Read more...]
How Does Bank of America’s ‘Keep the Change Program Work?
How does the Bank Of America Keep The Change program work? This is a type of rewards program that rounds up the amounts of your purchases on qualifying debit cards and transfers the amount rounded up to a Bank of America savings count of your choice. Bank of America describes this as a way to use “everyday purchases as part of your savings plan”. This program, aimed at consumers and not businesses, offers a fun, low-key way to save extra … [Read more...]