In order to thrive, a business must have the ability to offer products and services that are relevant to its target market. This is what business people call effectiveness. Without effectiveness, people will just pass on their offers no matter how well made or advanced they are.But effectiveness is not enough if the goal is to grow and increase profit. Yes, a good offer is important, but the way that the offer is produced and delivered has a … [Read more...]
Sort Out Your Coins at Home
One very common method of budgeting is the cash envelope method, where you take the money you have to spend on various categories (especially the categories where you tend to overspend, like groceries, dining out, and entertainment), put it into an envelope, and only use that envelope's worth of money for that category. It's an easy way to prevent overspending - you can't spend what you don't have.But spending cash all the time means that … [Read more...]
Must. Get. Organized.
Memorial Day Weekend. That means summer is officially here. This is awesome because it means less laundry.What? Well, see, I can wear jeans to work during the summer, and jeans just don't get dirty like my black dress pants. Therefore, less laundry.It also means that I have officially missed spring cleaning. So that's what I've been working on the past few days. My house is a disaster! It's not dirty, so to speak, but it's … [Read more...]
Tricks to a Good Password
How many times a day do you enter a password or a PIN? It adds up, doesn't it? In the first few minutes of my work day, I have typically logged into my work account, my personal e-mail, Twitter, and our HR page. That's four different passwords. Then if I want to blog or check my bank balance, those are two more passwords. Then there's my work voicemail and my personal voicemail. Eight passwords. And those are just basic everyday … [Read more...]
Budgeting My Time
Usually, I'm pretty good at budgeting my time, but as of late, I've been feeling pretty overwhelmed. Blog entries are getting written late and I still have to finish my Year in Review posts. I can't forget about the last half of 2009. There were some pretty good days in there!I know that I'm not alone in this. I think that a lot of people find themselves overwhelmed with responsibilities and commitments and struggle to make everything … [Read more...]