I think it’s time we have a serious chat about retirement, more specifically saving for retirement. Now, I’m not that old (though I refuse to tell you how old because a true lady never reveals her age #ThanksGrandma) so saving for my retirement is not something that I spend a lot of time thinking about. Which, if you think about it is a little ridiculous considering that when I'm ready to start thinking about it, it will probably be too late. It … [Read more...]
What is the best retirement calculator?
With the new year, a lot of people are seeing changes in their paychecks. Maybe you're making a bit more because of changes in tax law or an annual raise. Maybe you're bringing home a bit less due to changes in your insurance costs. Maybe you didn't see a change at all, but are hoping for a raise this year.I know that when I see my paycheck go up, even just a few dollars, I immediately think "Oh good, a bit more money to spend every … [Read more...]
Suze Orman Says You Should Retire at 70
It's no secret that I love Suze Orman. I've written a lot about her over the years. I love her no-nonsense attitude to finances, and I love that she gives you clear and concise advice on what to do with your money and how best to handle it. I definitely miss watching her tv show. You could practically hear the people cringing as they brought her their financial questions and she told them flat out that they were crazy and needed to save save … [Read more...]
How to Retire Without Worrying About Finances
Win the lottery!No seriously, concerns about being able to pay for retirement is one reason more and more people are working for as long as they can. Just talk to your family and friends and you will start to understand why everyone is concerned about retirement.In the old days, you could rely on a pension plus your Social Security benefits. But those days are gone and the effects of the dot-com and housing crises are still being felt … [Read more...]
Calculate Your Retirement Readyness
April! Can you believe it! We've made it through a full quarter of the year. How is everyone's budget looking?(Don't forget, Americans. Tax returns are due this month. Get on it. No one wants to be standing in line at the post office the day the returns are due.)Earlier this month (so, last week), a friend linked to a post talking about how much people need to save for retirement. Someone my age (35) needs to have at least $1.8 … [Read more...]