I don't know about you, but I feel like I've been doing a lot of laundry lately. Wearing sweatpants and sweatshirts everyday really starts to add up! But I'm also trying to save money right now, so let's look at how to save on utility bills when doing laundry. Use Energy Efficient Appliances Though you may not be in the market right now for a new washer and dryer, when you are, be sure that you're purchasing an energy efficient appliances. … [Read more...]
Do You Have Coronavirus Credit Problems?
Are you worried about your finances? Has the idea of a coronavirus credit score hit been keeping you up at night? Millions of Americans have been affected by COVID-19 and millions more will experience economic hardship in some form in the wake of massive shutdowns of the U.S. economy. While some fail to grasp the need for social distancing, extreme caution, and a need to think of others ahead of oneself, the realities of the coronavirus … [Read more...]
Why Weekly Budgeting Is Better Than Monthly
When you think about budgeting, it’s easy to assume that a monthly budget is the best. Is that true? And if not, why not? Is weekly budgeting better than monthly? Some financial advisors say yes, and their reasoning makes a lot of sense. How You Get Paid Counts Are you paid weekly? Bi-weekly? Monthly? A weekly budget can accommodate all these, but those who get paid bi-weekly may notice the most immediate results. When sorting out your … [Read more...]
Smart Ways to Take Advantage of High Earnings
So you've set yourself a goal. You have a salary you want to work towards. Maybe you aimed high and you are working towards a six figure salary. Maybe it's something a little less. But you get a raise at work, you get a new job, and you find yourself finally in that position you've been working towards. Now what do you do? I know that what you might want to do is go buy a new car, splurge on something big, but before you go do that, let's … [Read more...]
4 Money Challenge Ideas For 2020
Good news if you need to find FUN money challenge games to help save money in 2020--the only real limit is your imagination. How much you save is only one consideration for some money challenges in 2020, getting more value out of your money is also a concern. Some people like to take the word “challenge” in the phrase quite literally, so if you are the competitive type, keep reading as there’s one just for you. The 52-Week Money … [Read more...]