Regardless of the state of the economy, it's always a good idea to save money when you can. Doing this can grant you peace of mind since you'll have financial security and you can make the best decisions. This is why you have to make sure that your home isn't actually losing money. If it is, here are four tips that you can use to save. 1. Switch to Energy-Efficient Windows The first thing that you can do in order to save money at home is to … [Read more...]
No Spend Month
One of the things I like to do in January is try to do a low or no spend month challenge. Obviously, it's not a true no-spend month, as I am still buying things like electricity and gas for my car, and we're still buying groceries (my toddler would not appreciate not having food, after all). But it's certainly a good challenge. What does "No Spend Month" mean? It can mean whatever you want it to mean. It can truly be a no-spend month, where … [Read more...]
How to Save Money on Toilet Paper
Toilet Paper. Something most of us use and yet none of us ever wants to talk about. That means there aren't a ton of tips out there for how to save money on toilet paper. I'm all about pinching the pennies where I can, so here are some of the tips I've come across. These are especially useful as toilet paper is becoming harder to find again. Quilted and Plush Toilet Papers Are Overpriced Do you really need a super soft toilet paper? … [Read more...]
Money-Saving Challenge Using a Roundup Rule
You know I love a great savings challenge, and today I have a new challenge for you - the Roundup Rule. The Roundup Rule is a simple way to save as you spend. Roundup the Change This idea should be somewhat familiar to you - Bank of America actually has a “Keep the Change” program. How this works is that for every one of your expenses, you roundup the expense to the nearest dollar. The difference between that amount and the actual cost of … [Read more...]
Plan Your Way To Smarter Spending And Saving
I remember feeling stuck in various financial situations in life that required me to get creative with my finances. It's never easy to admit you need to quit spending, start saving and adding some financial responsibility to my weekly routines. The hardest part of that journey is just getting started sometimes. Do you need to plan your way to smarter spending and saving? Here are some tips that can help you get control of your … [Read more...]