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No Spend Month

January 9, 2023 By Megan Smith Leave a Comment

One of the things I like to do in January is try to do a low or no spend month challenge.  Obviously, it's not a true no-spend month, as I am still buying things like electricity and gas for my car, and we're still buying groceries (my toddler would not appreciate not having food, after all).  But it's certainly a good challenge. What does "No Spend Month" mean? It can mean whatever you want it to mean.  It can truly be a no-spend month, where … [Read more...]

Filed Under: saving ideas

How to Save Money on Toilet Paper

November 30, 2020 By Megan Smith 2 Comments

save money on toilet paper

Toilet Paper.  Something most of us use and yet none of us ever wants to talk about.  That means there aren't a ton of tips out there for how to save money on toilet paper.  I'm all about pinching the pennies where I can, so here are some of the tips I've come across.  These are especially useful as toilet paper is becoming harder to find again. Quilted and Plush Toilet Papers Are Overpriced Do you really need a super soft toilet paper?  … [Read more...]

Filed Under: saving ideas

Money-Saving Challenge Using a Roundup Rule

September 7, 2020 By Megan Smith Leave a Comment

roundup rule

You know I love a great savings challenge, and today I have a new challenge for you - the Roundup Rule.  The Roundup Rule is a simple way to save as you spend. Roundup the Change This idea should be somewhat familiar to you - Bank of America actually has a “Keep the Change” program.  How this works is that for every one of your expenses, you roundup the expense to the nearest dollar.  The difference between that amount and the actual cost of … [Read more...]

Filed Under: saving ideas Tagged With: roundup rule

Plan Your Way To Smarter Spending And Saving

July 7, 2020 By Joe Wallace Leave a Comment

  I remember feeling stuck in various financial situations in life that required me to get creative with my finances. It's never easy to admit you need to quit spending, start saving and adding some financial responsibility to my weekly routines. The hardest part of that journey is just getting started sometimes. Do you need to plan your way to smarter spending and saving? Here are some tips that can help you get control of your … [Read more...]

Filed Under: budget, calculator, credit cards, credit reports, debt reduction, emergency fund, employment, frugality, income stream, saving ideas, savings, simplifying Tagged With: best budgeting tools, budget, earnings, financial planning, money, saving, tax

How To Save on Utility Bills When Doing Laundry

April 27, 2020 By Megan Smith Leave a Comment

save on utility bills when doing laundry

I don't know about you, but I feel like I've been doing a lot of laundry lately.  Wearing sweatpants and sweatshirts everyday really starts to add up!  But I'm also trying to save money right now, so let's look at how to save on utility bills when doing laundry. Use Energy Efficient Appliances Though you may not be in the market right now for a new washer and dryer, when you are, be sure that you're purchasing an energy efficient appliances.  … [Read more...]

Filed Under: saving ideas

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