What do parents need to know about student loan debt? There are several areas to be mindful of, especially if a parent is contemplating acting as a co-signer on a student loan. These range from preventive measures (starting the application process as early as possible) to future planning (the timing of your financial commitment to a child’s student loans). Student Loan Debt: Planning Counts Schools and government agencies often have a finite … [Read more...]
Spend Only On Sundays
Are you finding your budget being blown by small expenses throughout the week? Trips to the grocery store to pick up one thing that turns into five things, grabbing snacks at the convenience store, splurging when you get a good sale email? Spend only on Sunday! Okay, so the day doesn't have to be Sunday. But the general theory is this: pick one day a week and that is the day where you are allowed to spend money. That includes dining out, … [Read more...]
Five Ways to Save Money in the Summer
I don't know about you, but I always feel like I spend more money in the summertime. The weather is nice and I want to be outside and go places, and oftentimes that leads to spending money. Restaurants with great outdoor seating, events with admissions fees, it all adds up. This summer, I'm going to try to cut back on spending. Here are a few tips. Save on Cooling Do you really need your air conditioner on or are you comfortable in your … [Read more...]
Finding Savings When Shopping Online
People shop online these days for all sorts of reasons. For some, it is all about the total ease and convenience. For others, online shopping means far more choice. Many people shop online because it enables them to access some great deals and real bargains with ease and convenience. In fact, over the years, online shopping has become known as one of the most cost-efficient shopping solutions around. There is no doubt that shopping online … [Read more...]
Ways to Save Money on a Tight Budget
Trying to save money on a tight budget can be a real challenge. Saving money, in general, is hard but throw in a small budget with limited room to move around can really throw you through a loop. … [Read more...]