Trying to save money on a tight budget can be a real challenge. Saving money, in general, is hard but throw in a small budget with limited room to move around can really throw you through a loop. … [Read more...]
7 Tips for Saving Money on Fees You Can’t Avoid
One of the certainties of life is death and taxes. Throughout your life, you'll pay hundreds of thousands of dollars in fees that are unavoidable. Here are some quick ideas for making sure you're not paying a penny more than necessary for life's little expenses.Shop AroundWhen it comes to getting home or car insurance, you should always shop around for the best prices. Many people avoid this step because it's time-consuming to reach out … [Read more...]
It Isn’t Too Late to Start 2019 Off Right With a Savings Challenge
Let’s be honest, saving money can be a grueling process. For some reason, it’s incredibly hard (for me anyway) to put that $20 into a savings account instead of leaving it in my main account. But, if I leave it, I just know I’m going to end up spending it. So it’s safe to say I am always looking for a way to make saving more fun: enter the savings challenge. Savings challenges are a way for you to make a bit of a game out of saving your hard … [Read more...]
7 Easy Ways to Save At Least a Dollar a Day
If you saved one dollar a day, you’d have saved $365 in a year. Which doesn’t sound like a lot but can you imagine what you’d do with that extra money? I can, and it’s all bad, but regardless I’m totally up to save a dollar a day. Make Your Own Coffee I admit that I’m not a coffee drinker, and if you are one you are likely rolling your eyes at me. That said, hear me out. If your coffee costs $2.15 (which let’s face it, it doesn’t, it costs … [Read more...]
Financial New Year’s Resolutions – Challenges and SMART Goals
Happy New Year, everyone! As is always the case, with the arrival of a new year comes a whole host of New Year's Resolutions. We all do it - we're going to get more sleep, eat better, lose weight, save money... and then by February, we've forgotten our resolutions completely. Here are some tips and a few challenges you might decide to try. What is a SMART Goal? This year, when making your resolutions, set SMART goals. SMART is an acronym … [Read more...]