When you’re trying to budget, you probably know that your emotions can sometimes be your worst enemy. You’re budgeting well, then something happens that makes you want to eat out or treat yourself. While there is nothing wrong with the occasional treat, those on a shoestring budget or those trying to save as much as they can need to be mindful of their emotions. Here are some ways your emotions affect your spending habits. Fear Let’s get the … [Read more...]
What Is The Billie Razor Customer Service Number?
What is the Billie Razor customer service number? Billie Razor customers have long known that shaving products for men have long dominated the market. The company’s official site implies that this is at least in part, “why we're still overpaying for women's razors and referred to as goddesses for shaving” Billie Razor offers a subscription service that includes a nine dollar starter kit featuring a Billie Razor handle, magnetic holder, and a … [Read more...]
What Parents Need To Know About Student Loan Debt
What do parents need to know about student loan debt? There are several areas to be mindful of, especially if a parent is contemplating acting as a co-signer on a student loan. These range from preventive measures (starting the application process as early as possible) to future planning (the timing of your financial commitment to a child’s student loans). Student Loan Debt: Planning Counts Schools and government agencies often have a finite … [Read more...]
Down Payment Facts For Home Buyers
Down payment facts for home buyers are incredibly important; these aspects of buying and paying for a home may be glossed over in the planning stages during the initial excitement over potentially owning a home. But once a first-time home buyer starts running the numbers and figuring out how much down might be required on a conventional or FHA mortgage, it’s a sure bet that if down payment help is available it will be used. Do you know what … [Read more...]
Frugal or Cheap?
I saw an interesting phrase recently. Being frugal impacts you. Being cheap impacts those around you. Sometimes, it's hard to figure out where the line is in saving money. For some people, it can become slightly addictive. How much money can you save? How can you avoid spending money? But where do you draw the line? I think we can all come up with situations where someone is being cheap and impacting someone else. Going to a potluck … [Read more...]