I started using YNAB a few months ago and have sporadically updated my progress, but after a comment, decided it was time to do a true review and update. I am using YNAB for Excel, meaning that it's a spreadsheet. It's not as fancy as YNAB Pro, the standalone program, but it's exactly what I need. First off, I love spreadsheets. I love that I can edit this as I please (of course, for fear of screwing things up, all I edit is a bit of the … [Read more...]