Holiday spending is stressful, and many Americans overextend their credit cards, take credit card cash advances, and apply for new credit during their holiday shopping. How can you recover from all of the money you spent on Christmas presents or similar shopping “obligations”? The Simple Start: New Year Austerity Measures? Some people cannot afford to spend much after the holiday season, others choose not to purchase. No matter whether you’re … [Read more...]
The Holidays Are Coming: Preparing for Christmas
If you haven't noticed by all of the commercials, the holiday season is on its way. That's right, the time when we celebrate family and friends and faith... and oh yes, presents. Don't get me wrong - I love the gifting part of Christmas. I love giving gifts (and let's be honest, who doesn't enjoy receiving gifts). I actually love going overboard for people. To me, it's part of the fun. But that doesn't mean breaking the bank. If … [Read more...]