Where to exchange saved coins to dollar bills? This is a no-brainer for some, who just use the local branch of their bank, credit union, etc. But banks frequently require their customers to bring in change in rolled form, not loose coins in bags or other containers. This can be, frankly speaking, a right pain in the backside for those who tend to let their loose change pile up until it gets into the $100 or above range. That’s a lot of coins to … [Read more...]
Sort Out Your Coins at Home
One very common method of budgeting is the cash envelope method, where you take the money you have to spend on various categories (especially the categories where you tend to overspend, like groceries, dining out, and entertainment), put it into an envelope, and only use that envelope's worth of money for that category. It's an easy way to prevent overspending - you can't spend what you don't have. But spending cash all the time means that … [Read more...]