Where would the best credit repair hacks come from? For our purposes here, the definition of “credit hack” has a lot to do with legal ways to fix your own credit without resorting to having to pay a third party. So who has the best credit repair advice?How about the credit bureaus themselves? The three major credit reporting agencies Equifax, TransUnion, and Experian all have official pages with credit education resources that can help you … [Read more...]
Don’t Make These Four Credit Mistakes
Are you trying to repair your credit? Are you considering a major credit application such as a car or truck loan? Don’t make these four credit mistakes and you will get much better results from your efforts to get a better FICO score.Some credit fundamentals are fairly obvious: always pay on time to raise your credit scores, don’t carry credit card balances close to the maximum, and check your credit report on a regular basis. But after these … [Read more...]
What You Need to Know About Credit Repair
Credit repair is a confusing issue for some consumers. If you don't consider fixing your credit before a major loan application, you may learn the hard way about one of the most important steps in the credit approval process: checking your credit report before applying.Lenders offer more competitive interest rates and lower down payments to those who have the right credit scores.Are you ready to apply for a major line of credit? If you do … [Read more...]