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Why Are You Charged for Prepayment of Your Loan?

December 18, 2019 By Susan Paige Leave a Comment

Most of us are in some kind of debt, though the exact percentage varies by generation. Baby boomers and millennials are slightly more likely to carry debt than Generation X. Debt is a necessary part of life for most people. While there are many types of loans, the best kind is one you can prepay before its due date. Prepayment does have some drawbacks. Lenders can charge you a prepayment fee if you pay off a loan sooner than … [Read more...]

Filed Under: debt reduction Tagged With: debt, debt management, Student loan debt

What Parents Need To Know About Student Loan Debt

October 1, 2019 By Joe Wallace Leave a Comment

Student Loan Debt

What do parents need to know about student loan debt? There are several areas to be mindful of, especially if a parent is contemplating acting as a co-signer on a student loan. These range from preventive measures (starting the application process as early as possible) to future planning (the timing of your financial commitment to a child’s student loans). Student Loan Debt: Planning Counts Schools and government agencies often have a finite … [Read more...]

Filed Under: family, financial fitness, saving ideas, spending Tagged With: credit, debt, debt management, FAFSA, loans, student loan, Student loan debt

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