Counting My Pennies

  • About
  • Contact
  • Extra Money
  • Popular Posts
  • Toolkit
  • Privacy Policy

How to Collect Money From A Borrower

June 16, 2020 By Joe Wallace Leave a Comment

How to collect a debt from a borrower

Do you need to know how to collect money from a borrower? For many people, the first step is simply not to lend money, but that advice isn’t always practical or useful. If you find yourself in the unfortunate position to have to ask someone to pay you back, there are several things you can do to make the process easier for yourself. How To Collect Money From A Borrower: Be Nice Staying away from a hostile relationship is the key to many … [Read more...]

Filed Under: debt reduction, financial fitness, frugality, income stream, money Tagged With: collect debt, debt, debt collection, debt collector, how to collect a debt, money, money management, saving money

Protect Your Credit To Survive Coronavirus

April 7, 2020 By Joe Wallace Leave a Comment

Protect Your Credit To Survive Coronavirus

That title is pretty sensational, but there are indications in the American economy that credit scores are going to be very important in the era of coronavirus and COVID-19. That’s not based on speculation; mortgage lenders across America are reconsidering their FICO score requirements for home loan approval, making scores in the mid to upper 600 range less of a sure thing for loan approval than they were previously. For the record, FICO … [Read more...]

Filed Under: "stuff", budget, credit cards, credit reports, debt reduction, economy, emergency fund, emergency planning, frugality, income stream, interest rates Tagged With: coronavirus, credit, credit requirements, credit scores, debt, FICO, protect your fico score

How To Recover From Holiday Spending

December 19, 2019 By Joe Wallace Leave a Comment

recover from holiday spending

Holiday spending is stressful, and many Americans overextend their credit cards, take credit card cash advances, and apply for new credit during their holiday shopping. How can you recover from all of the money you spent on Christmas presents or similar shopping “obligations”? The Simple Start: New Year Austerity Measures? Some people cannot afford to spend much after the holiday season, others choose not to purchase. No matter whether you’re … [Read more...]

Filed Under: credit cards, debt reduction, economy, financial fitness, food, frugality, healthy living Tagged With: cash credit or debit, Christmas budget, christmas spending, credit card application, debit, debt, holiday debt, save money

Why Are You Charged for Prepayment of Your Loan?

December 18, 2019 By Susan Paige Leave a Comment

Most of us are in some kind of debt, though the exact percentage varies by generation. Baby boomers and millennials are slightly more likely to carry debt than Generation X. Debt is a necessary part of life for most people. While there are many types of loans, the best kind is one you can prepay before its due date. Prepayment does have some drawbacks. Lenders can charge you a prepayment fee if you pay off a loan sooner than … [Read more...]

Filed Under: debt reduction Tagged With: debt, debt management, Student loan debt

What Parents Need To Know About Student Loan Debt

October 1, 2019 By Joe Wallace Leave a Comment

Student Loan Debt

What do parents need to know about student loan debt? There are several areas to be mindful of, especially if a parent is contemplating acting as a co-signer on a student loan. These range from preventive measures (starting the application process as early as possible) to future planning (the timing of your financial commitment to a child’s student loans). Student Loan Debt: Planning Counts Schools and government agencies often have a finite … [Read more...]

Filed Under: family, financial fitness, saving ideas, spending Tagged With: credit, debt, debt management, FAFSA, loans, student loan, Student loan debt

Follow Us

  • Facebook
  • Pinterest
  • RSS
  • Twitter

Our Most Popular Articles

  • What are the advantages and disadvantages of saving money? What are the advantages and disadvantages of saving money? by Megan Smith
  • Another MLM Gone – AdvoCare Changes Business Model by Megan Smith
  • Billie razor review Billie Razor Review by Megan Smith
  • lularoe dani LuLaRoe Dani – Another Don’t Buy by Megan Smith
  • What is the billie razor customer service number What Is The Billie Razor Customer Service Number? by Joe Wallace
  • Can You Earn Money Selling Young Living? by Megan Smith




Great Investing, Simplified: Get Stock Advisor for Just $99/year!

Copyright © 2022 · Runway Pro On Genesis Framework ·