Do you have money problems? There are some common mistakes people make when planning a budget or trying to sort out their bills. Check our list below of bad financial habits to avoid when trying to take control of your finances. Paying Too Much For Housing Are you overspending on rent or your mortgage? Many people read advice that your housing expenses should not take up more than roughly 30% of your income, but in the 21st century, it’s more … [Read more...]
Do You Need A Loan? Advice From Personal Experience
Do you need a loan? Do you REALLY need a loan? Sometimes the answer is yes, sometimes the answer is no. There are LOTS of articles with vague, non-specific advice about whether or not to apply for a personal loan, small business loan, or student loan. But what SPECIFIC advice is there for people who just aren’t sure whether or not to commit? What follows is my own personal experience. The opinions are mine alone. Names and locations have been … [Read more...]