A number of years ago, I discussed the cash or credit question on this blog. And I have to say, my opinion hasn't changed much. But in the intervening years (I say that as if this is something I have been pondering since 2008), I realized that I missed something in the discussion - debit! Let's break it down very simply.  When you go to a store and pay for an item, you have three basic ways to pay for something: in cold hard cash, by swiping … [Read more...]