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How To Save Money Using Local Libraries

February 23, 2021 By Joe Wallace Leave a Comment

Want to learn how to save money using local libraries? There are many ways to cut corners without sacrificing fun, information, or resources. The local library is a treasure trove of undiscovered money-saving options. There are some basic ways you can save money on checking out books--everybody knows that a best seller checked out from the library is free. But what if the library doesn’t have the bestseller you want? Do you have to shell out … [Read more...]

Filed Under: Uncategorized Tagged With: counting pennies, frugal, local library, public library, save money

Not All Saving Cash Advice Is Good Advice

February 2, 2021 By Joe Wallace Leave a Comment

saving cash

I read a lot of blogs about saving cash. And one thing I encounter again and again? Terrible advice on how to save money. One blogger I recently had a good laugh at (until I started thinking about how truly awful the advice is) provided a list of suggestions which include--and I kid you not--making your own toilet paper and dumpster diving in a list of “50 Ways To Save Money”. Let’s talk specifically about the bad advice related to getting … [Read more...]

Filed Under: emergency fund, emergency planning, frugality, income stream Tagged With: frugal, frugality, money, saving advice, saving cash, saving money, saving money advice

Are You Newly Frugal?

September 22, 2020 By Joe Wallace Leave a Comment

are you newly frugal

Are you new to being frugal, saving money, and conserving resources? There are plenty of articles online about being newly frugal but unfortunately, they are often filled with non-specific advice like “Eat your own food” and “Don’t be afraid”. But what about some SPECIFIC advice to save money? Here are some of my own personal go-to tricks to save money and live better. Grow Your Own Microgreens What are microgreens? These are basically spouts … [Read more...]

Filed Under: budget, coupons, debt reduction, economy, financial fitness, food, frugality Tagged With: coffee, Epic Gardening, frugal, frugality, microgreens, newly frugal, pastry, Tasty app

What Can You Gain From A No-Restaurant Challenge?

March 31, 2020 By Joe Wallace Leave a Comment

no-restaurant challenge

What can you gain from taking a no-restaurant challenge? That may seem pretty obvious in the age of COVID-19 and the coronavirus, but one day the current lockdown will end, restaurants will re-open for dine-in visits, and the age of all-carryout / all-delivery restrictions will end. In the meantime, plenty of people are relying heavily on delivery and take-out orders. When you think about going restaurant-free to take this challenge, it’s easy … [Read more...]

Filed Under: budget, food, health, healthy living, hidden fees, income stream, savings, simplifying Tagged With: challenge, food savings, frugal, heart health, money, no-restaurant challenge, saving

How Can Saving Money Affect Economic Growth?

February 13, 2020 By Joe Wallace Leave a Comment

save money economic growth

How can saving money affect economic growth? It depends on what you mean by the question; there is personal economic growth and the kind of growth that happens under a national economy. This question isn’t twofold; they are really two entirely separate issues. How Saving Money Can Affect A National Economy There are scholarly studies about the effects of saving money on the national economy; one cannot underestimate the power of the ebb and … [Read more...]

Filed Under: budget, debt reduction, economy, education, emergency fund, income stream, savings Tagged With: cash, economic growth, frugal, healthcare, insurance, money challenge, save money

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