Home delivery services are expensive. Ever do the math on those grocery delivery services and fast-food deliveries? The numbers aren’t too pleasing, as we’ll explore below. During the pandemic, I have used delivery services extensively in an effort to avoid crowds, especially with the small, but highly visible number of clueless mask deniers who insist on spreading their lack of science comprehension to the rest of us. In my hometown, those … [Read more...]
Not All Saving Cash Advice Is Good Advice
I read a lot of blogs about saving cash. And one thing I encounter again and again? Terrible advice on how to save money. One blogger I recently had a good laugh at (until I started thinking about how truly awful the advice is) provided a list of suggestions which include--and I kid you not--making your own toilet paper and dumpster diving in a list of “50 Ways To Save Money”. Let’s talk specifically about the bad advice related to getting … [Read more...]
Are You Newly Frugal?
Are you new to being frugal, saving money, and conserving resources? There are plenty of articles online about being newly frugal but unfortunately, they are often filled with non-specific advice like “Eat your own food” and “Don’t be afraid”. But what about some SPECIFIC advice to save money? Here are some of my own personal go-to tricks to save money and live better. Grow Your Own Microgreens What are microgreens? These are basically spouts … [Read more...]
Hierarchy of Savings – What Should Come First?
It can be difficult to establish a hierarchy of savings. What should come first when you are paying yourself? Three basic areas represent parts of your life that need financial attention; your retirement fund, your money set aside for emergencies, and debt repayment. The last one doesn’t sound like you are paying yourself--at first. But debt management is an important part of establishing financial freedom. Emergency Fund: A Savings Account You … [Read more...]
4 Money Challenge Ideas For 2020
Good news if you need to find FUN money challenge games to help save money in 2020--the only real limit is your imagination. How much you save is only one consideration for some money challenges in 2020, getting more value out of your money is also a concern. Some people like to take the word “challenge” in the phrase quite literally, so if you are the competitive type, keep reading as there’s one just for you. The 52-Week Money … [Read more...]