Counting My Pennies

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Saving For Later

June 19, 2009 By Megan Smith

I am officially impressed by J. Money.  One of his goals each year is to max out his 401(k) and for varying reasons which he describes, this meant that he had 90% of his last paycheck taken out.  90%!  That seems like crazy talk.  But I'm definitely impressed.  Nice work, J. After much pondering, I recently upped my retirement contributions.  I had been contributing 5%, plus the max to my Roth IRA.  I upped to a whopping 7%.  Clearly, nowhere … [Read more...]

Filed Under: 2009 Goals, retirement Tagged With: 401(k), goals, retirement, tsp

2009 Goal Update

April 27, 2009 By Megan Smith

Well, it's not quite mid-year, but I thought I would do a quick check at my progress on my 2009 goals. 1.  Increase savings by 10%. I’m measuring this in cash accounts and CDs, because basing my goals on the market was a little too uncertain.  As of right now, I’m doing really well on this one.  My Net Worth’s even up for the year, which is a nice thing to see.  Of course, I just need to keep saving and spending wisely. 2.  Fully fund … [Read more...]

Filed Under: 2009 Goals Tagged With: budget, charity, goals, ira, roth

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