Do you need a loan? Do you REALLY need a loan? Sometimes the answer is yes, and sometimes the answer is no. There are LOTS of articles with vague, non-specific advice about whether or not to apply for a personal loan, a small business loan such as a dti loan, or a student loan. But what SPECIFIC advice is there for people who just aren’t sure whether or not to commit? What follows is my own personal experience. The opinions are mine alone. … [Read more...]
What Parents Need To Know About Student Loan Debt
What do parents need to know about student loan debt? There are several areas to be mindful of, especially if a parent is contemplating acting as a co-signer on a student loan. These range from preventive measures (starting the application process as early as possible) to future planning (the timing of your financial commitment to a child’s student loans). Student Loan Debt: Planning Counts Schools and government agencies often have a finite … [Read more...]
4 Home Refinance Programs You Need to Know About
Odds are, your mortgage is the highest bill you pay every month. Unfortunately, that also means that in the event of a financial calamity your mortgage, and your home, can be at risk. Whether you’re looking for a way to help yourself and your family now, or if you’re looking for a way to protect your greatest asset in the future, there are several programs that can help with refinancing mortgage loans. Home refinance programs are used by … [Read more...]