Money is a thing that we need to live, but never seem to have enough of. Hopefully, most of us can pay basic bills, buy some food and take the car out every once in a while – but a lot of us can do only that. Most Americans, 46 percent to be exact, live paycheck-to-paycheck. Which means they can’t save the money they need to to get through a financial crisis, let alone take that trip to Mexico that they dream of. How to Make More Money Assuming … [Read more...]
Money Management Apps for Budgeting
Money management is great in theory, and yes we know we all need to do better. But it’s hard and seems like a seriously daunting task. Luckily, you can try a number of money management apps! Technology can be a great virtual assistant for helping you keep your finances in check. These are the best ones to help you manage your money and budget like a pro. Mint Mint is my absolute favorite money management app. Not only is it easy to use (for … [Read more...]
Net Worth: So How Am I Doing?
I last updated my net worth in April after years of not updating. As I said back then, this was no longer going to be a monthly exercise. It's a bit tedious, and I'm not sure a month by month comparison is all that telling.I just finished updating my spreadsheet a little more than 4 months later, and I'm still not sure it's all that telling.So how am I doing? Well, according to the numbers, my net worth is up 10%! That's huge!But … [Read more...]
Budgeting: Do As I Say, Not As I Do.
I talk about budgeting a lot. Every personal finance blogger does. Budgets come in various forms, but at the end of the day, the important parts are that you know where your money is going and that you're not spending more money than you should be spending in any one particular area.Guess what I've been doing? Ignoring both of those elements. Falling Off Track I realized this past week that I hadn't even looked at my budget program since … [Read more...]