Mortgage scams to avoid come in a variety of different types and not all of them have to do with purchasing a home or applying for a new loan to so. The Department of Housing and Urban Development warns consumers that mortgage scams frequently involve foreclosure avoidance schemes or refinance loans instead of new purchases. New purchase loans are not always scam-free. But there are some things you can do to protect yourself when buying the … [Read more...]
Have You Started Saving For Retirement?
I think it’s time we have a serious chat about retirement, more specifically saving for retirement. Now, I’m not that old (though I refuse to tell you how old because a true lady never reveals her age #ThanksGrandma) so saving for my retirement is not something that I spend a lot of time thinking about. Which, if you think about it is a little ridiculous considering that when I'm ready to start thinking about it, it will probably be too late. It … [Read more...]
The 7 Best Saving Tips Around
There are a million and one ways to save money. But with so many tips and tricks, how can you possibly try them all to see what works best for you? Fear not — I have gathered the seven best saving tips that I’ve heard just for you! Add Social Outings to Your Budget It’s really easy for your pre-planned $30 dinner to turn into a $150 night on the town. And I’m a firm believer in the treat yo self philosophy, but a budget’s a budget. So while you … [Read more...]
How to Become an Extreme Couponer
You too can become an extreme couponer, if you want. I’ve never actually seen the television show Extreme Couponers, but then again, I’ve never been one for reality TV. That said, I find the idea of couponing to be fascinating, so I thought I’d write a brief (and by no means expert) tutorial on how to become one. What is Extreme Couponing? Extreme couponing is exactly what it sounds like, using coupons to get everyday products at really … [Read more...]
It Isn’t Too Late to Start 2019 Off Right With a Savings Challenge
Let’s be honest, saving money can be a grueling process. For some reason, it’s incredibly hard (for me anyway) to put that $20 into a savings account instead of leaving it in my main account. But, if I leave it, I just know I’m going to end up spending it. So it’s safe to say I am always looking for a way to make saving more fun: enter the savings challenge. Savings challenges are a way for you to make a bit of a game out of saving your hard … [Read more...]