I talk about budgeting a lot.  Every personal finance blogger does.  Budgets come in various forms, but at the end of the day, the important parts are that you know where your money is going and that you're not spending more money than you should be spending in any one particular area. Guess what I've been doing?  Ignoring both of those elements. Falling Off Track I realized this past week that I hadn't even looked at my budget program since … [Read more...]