Here’s a list of tools we highly recommend. Most of these are free.
Personal Finance Forums
It gives you a peace of mind when you know there are people backing you up on your journey to financial success. Here are 2 of the best communities online:
Downloadable Software
Software packages that are less known yet very helpful. These are free!
- Flexible Retirement Planner
- Gnucash
- Portfolio Visualizer
- Homebank, Free Easy Personal Finance Software for Everyone
Credit Score Check
Credit score check on the go that are absolutely free.
Investing and Budgeting Tools
Keeping a bird’s eye view over your finances has never been this easy. You may want to try out one of these platforms:
- USAA Bank
- Net worth and budget spreadsheets from Thousandaire
- Mint.com
- Vertex 42s debt reduction calculator
- Investment tools by Personal Capital
Web Based Calculators
Life is easier when you have a plan.
The Personal Finance Cannon
Rich Habits – In this book, Tom Corley provides a concise financial success program based on his years of research of the daily success habits of his wealthiest clients. Through this research he was able to create ten principles. His emphasis is that you will get closer to your financial goals by applying these principles. A must read for those who are financially struggling and in need of help in achieving financial success. Click here to get a copy.
The Millionaire Next Door – We normally spend more than we earn making it nearly impossible to obtain wealth. But do we know how to build wealth in the first place? Here’s a picture of how “real” millionaires live: they are frugal, they think about how their finances would look like in the future, and they teach financial responsibility to their children. If it’s a shock to you then you should start reading this book by clicking here.
The Richest Man in Babylon – Saving a tenth of what you earn, buying insurance, focusing on self-improvement, and owning a home are just a few lessons you will encounter in this book that sold millions since it was first published. Although the narratives are set in ancient Babylon, one can only appreciate the simplicity of the lessons that make perfect sense. Grab a copy here.
The Total Money Makeover – One of Dave Ramsey’s masterpieces that teaches you the simplest and most straightforward way in eliminating your debt. One of the core ideas you will find in this book is the “debt snowball” method where you pay the lowest terms and interest rates first. Click here to give your finances the makeover it needs.
Think and Grow Rich – Hill takes us to a psychologically inclined masterpiece. This book’s data is backed up with an interview of 500 most successful people. An excellent read for those who want to build wealth but are not able to have the right mindset toward their goals. A must read. Click here to for more.